Loans in Pike County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pike County, PA.
The median household in Pike County earns $81,323 a year, about the same as the Pennsylvania median of $77,971. About 10% of residents live below the federal poverty line, and 13.0% of households rent their home.
What you need for a personal loan in Pike County
Most Pike County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Pike County
What Pike County borrowers use it for
cover a short gap before payday
Car repairskeep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Pike County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Pike County
Banks with branches in Pike County
12 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 2 | 224 Broad St, Milford 18337 |
| The Honesdale National Bank | 2 | 2547 Route 6, Hawley 18428 |
| NBT Bank, National Association | 2 | 214 W Harford St, Milford 18337 |
| Wayne Bank | 2 | 107 Richardson Ave, Shohola 18458 |
| The Dime Bank | 2 | 1566 Route 507, Greentown 18426 |
| Citizens Bank, National Association | 1 | 407 W Harford St, Milford 18337 |
| Woodforest National Bank | 1 | 220 Route 6 And 209, Milford 18337 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pike County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Heritage Financial | 111 Hulst Dr Ste 703A, Matamoras 18336 |
Source: NCUA credit union branch data, June 30, 2026.
All Pennsylvania counties and cities
Frequently asked questions
Are payday loans legal in Pike County?
Pike County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Pike County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Pike County?
Options include 12 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pike County?
Fill out our short online form from anywhere in Pike County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Pike County?
Yes. When an unexpected bill comes up, Pike County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Pike County, PA?
You can apply at banks, credit unions and lenders in Pike County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Pike County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Pike County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Pike County?
Yes. You don't need to visit a branch or storefront anywhere in Pike County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.