Loans in Sullivan County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Sullivan County, PA.
The median household in Sullivan County earns $69,764 a year, 11% below the Pennsylvania median of $77,971. About 12% of residents live below the federal poverty line, and 15.1% of households rent their home. 11.4% of households have no home internet; our form works on any phone.
What you need for a personal loan in Sullivan County
Most Sullivan County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Sullivan County
What Sullivan County borrowers use it for
keep getting to work while the shop fixes it
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Sullivan County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Sullivan County
Banks with branches in Sullivan County
3 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Citizens & Northern Bank | 2 | 514 Main Street, Laporte 18626 |
| PS Bank | 1 | 202 S Turnpike St, Dushore 18614 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Sullivan County. The nearest counties with credit unions:
Credit unions in Bradford County
8 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Visions | 232 Ennis Ln, Towanda 18848 |
| Alero Financial | 107 Reuter Blvd, Towanda 18848 |
| P & G Mehoopany Employees | 234 State St, Wyalusing 18853 |
| Ingersoll-Rand | 1482 Golden Mile, Wysox 18854 |
| Guthrie Community | 104 N Elmer Ave, Sayre 18840 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Wyoming County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Penn East | 12 E Tioga St, Tunkhannock 18657 |
| P & G Mehoopany Employees | Po Box 214, Meshoppen 18630 |
| Citymark | 501 Hunter Hwy, Tunkhannock 18657 |
Source: NCUA credit union branch data, June 30, 2026.
All Pennsylvania counties and cities
Frequently asked questions
Are payday loans legal in Sullivan County?
Sullivan County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Sullivan County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Sullivan County?
Options include 3 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Sullivan County?
Fill out our short online form from anywhere in Sullivan County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Sullivan County, PA?
You can apply at banks, credit unions and lenders in Sullivan County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Sullivan County?
Yes. When an unexpected bill comes up, Sullivan County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Sullivan County?
Yes. You don't need to visit a branch or storefront anywhere in Sullivan County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Sullivan County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Sullivan County residents can start any time, and it takes about 3 minutes.