Loans in Union County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Union County, PA.
The median household in Union County earns $76,404 a year, about the same as the Pennsylvania median of $77,971. About 9% of residents live below the federal poverty line, and 27.7% of households rent their home. 11.9% of households have no home internet; our form works on any phone.
What you need for a personal loan in Union County
Here's what to have on hand before you start your personal loan request in Union County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Union County
What Union County borrowers use it for
keep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Union County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Union County
Banks with branches in Union County
17 FDIC-insured bank branches from 9 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Central Penn Bank & Trust | 4 | 250 E Chestnut St, Mifflinburg 17844 |
| Manufacturers and Traders Trust Company | 3 | 409 Market St, Lewisburg 17837 |
| Citizens & Northern Bank | 3 | 940 High St, West Milton 17886 |
| First National Bank of Pennsylvania | 2 | 111 Zeigler Rd, Lewisburg 17837 |
| First Commonwealth Bank | 1 | 7125 Westbranch Hwy, Lewisburg 17837 |
| Fulton Bank, National Association | 1 | 70 International Dr, Lewisburg 17837 |
| Woodforest National Bank | 1 | 120 Ajk Blvd, Lewisburg 17837 |
| Northwest Bank | 1 | 550 N Derr Dr, Lewisburg 17837 |
| First Citizens Community Bank | 1 | 1157 Westbranch Hwy, Winfield 17889 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Union County
6 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Members 1St | 224 Hardwood Dr, Lewisburg 17837 |
| Service 1St | 101 Walter Dr, Lewisburg 17837 |
| Mc | 1 Hospital Dr, Lewisburg 17837 |
| Usne Penitentiary Employees | 30 E Ct, Lewisburg 17837 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Union County?
Union County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Union County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Union County?
Options include 17 bank and 6 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Union County?
Fill out our short online form from anywhere in Union County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Union County, PA?
You can apply at banks, credit unions and lenders in Union County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Union County?
Yes. When an unexpected bill comes up, Union County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Union County?
Yes. You don't need to visit a branch or storefront anywhere in Union County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Union County with bad credit?
Yes, many lenders in our network work with Union County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.