Loans in Washington County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Washington County, PA.
The median household in Washington County earns $78,958 a year, about the same as the Pennsylvania median of $77,971. About 10% of residents live below the federal poverty line, and 23.9% of households rent their home.
What you need for a personal loan in Washington County
Most Washington County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Washington County
What Washington County borrowers use it for
keep getting to work while the shop fixes it
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Washington County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Washington County
Banks with branches in Washington County
53 FDIC-insured bank branches from 16 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Washington Financial Bank | 9 | 77 S Main St, Washington 15301 |
| CFSBANK | 7 | 101 Mckean Ave, Charleroi 15022 |
| Citizens Bank, National Association | 6 | 40 S Main St, Washington 15301 |
| PNC Bank, National Association | 5 | 195 Wilson Rd, Bentleyville 15314 |
| KeyBank National Association | 4 | 200 W Beau St, Washington 15301 |
| Community Bank | 4 | 4139 Washington Rd, Mcmurray 15317 |
| Northwest Bank | 3 | 520 Front St, Fredericktown 15333 |
| The Huntington National Bank | 3 | 10 Trinity Pl, Washington 15301 |
| Dollar Bank, Federal Savings Bank | 2 | 1002 Trinity Circle, Washington 15301 |
| First National Bank of Pennsylvania | 2 | 3539 Washington Rd, Mcmurray 15317 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Washington County
19 credit-union locations from 14 credit unions.
| Credit union | Location |
|---|---|
| Clearview | 465 Valley Brook Rd, Mcmurray 15317 |
| Washington Area Teachers | 75 Landings Drive, Washington 15301 |
| Pennsylvania State Employees | 250 University Ave, California 15419 |
| Century Heritage | 115 E Mcmurray Rd, Mcmurray 15317 |
| Chrome | 45 Griffith Ave, Washington 15301 |
| Frick Financial | 141 Pennsylvania Ave, Charleroi 15022 |
| Mon Valley Community | 1932 Main Street, Allenport 15412 |
| United Community | 331 S Main St, Washington 15301 |
| Tri Boro | 617 E Mcmurray Rd, Mcmurray 15317 |
| Cal-Ed | 100 Technology Dr, Coal Center 15423 |
| Jessop Community | 1100 Green St, Washington 15301 |
| U.F.C.W. Local 23 | 345 Southpointe Blvd, Canonsburg 15317 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Washington County
All Pennsylvania counties and cities
Frequently asked questions
Are payday loans legal in Washington County?
Washington County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Washington County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Washington County?
Options include 53 bank and 19 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Washington County?
Fill out our short online form from anywhere in Washington County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Washington County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Washington County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Washington County?
Yes. When an unexpected bill comes up, Washington County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Washington County, PA?
You can apply at banks, credit unions and lenders in Washington County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Pennsylvania residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Washington County?
Yes. You don't need to visit a branch or storefront anywhere in Washington County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.