Loans in Westmoreland County, PA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Westmoreland County, PA.
The median household in Westmoreland County earns $74,109 a year, about the same as the Pennsylvania median of $77,971. About 10% of residents live below the federal poverty line, and 21.6% of households rent their home.
What you need for a personal loan in Westmoreland County
Lenders that serve Westmoreland County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Westmoreland County
What Westmoreland County borrowers use it for
the fastest options online
Car repairskeep getting to work while the shop fixes it
Holiday expensesgifts and travel without maxing a card
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Westmoreland County
Payday Loans Not available
Payday loans are effectively prohibited in Pennsylvania by usury law.
Personal Loans
Licensed consumer discount companies: $9.50 per $100 yearly add-on plus fees; unlicensed: 6%.
Title Loans Not available
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Banks and credit unions in Westmoreland County
Banks with branches in Westmoreland County
118 FDIC-insured bank branches from 21 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Somerset Trust Company | 19 | 1446 County Line Rd, Champion 15622 |
| First Commonwealth Bank | 15 | 111 S Main St, Greensburg 15601 |
| First National Bank of Pennsylvania | 13 | 1291 S Main St, Greensburg 15601 |
| PNC Bank, National Association | 12 | 4645 State Route 51, Rostraver Township 15012 |
| S&T Bank | 10 | 309 Main St, Irwin 15642 |
| Citizens Bank, National Association | 9 | 400 S Main St, Greensburg 15601 |
| Commercial Bank and Trust of PA | 7 | 900 Ligonier St, Latrobe 15650 |
| Dollar Bank, Federal Savings Bank | 7 | 5300 State Route 30, Greensburg 15601 |
| KeyBank National Association | 6 | 544 W Main St, Mount Pleasant 15666 |
| 1st Summit Bank | 3 | 332 Unity Plz, Latrobe 15650 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Westmoreland County
54 credit-union locations from 27 credit unions.
| Credit union | Location |
|---|---|
| Clearview | 3271 Leechburg Rd, Lower Burrell 15068 |
| Pheple | 230 Theobold Ave, Greensburg 15601 |
| G.A.P. | 111 S Center Ave Ste 2, New Stanton 15672 |
| Latrobe | 1812 Ligonier St, Latrobe 15650 |
| Westmoreland Water | 1900 Franklin St, Greensburg 15601 |
| Usx | 305 N Center Ave, New Stanton 15672 |
| Lesco | 2613 Ligonier St, Latrobe 15650 |
| Valley 1St Community | 815 Schoonmaker Ave, Monessen 15062 |
| Elliott Community | 100 Lewis Ave, Jeannette 15644 |
| The United | 6610 State Route 819, Mount Pleasant 15666 |
| Firstenergy Choice | 161 Old Route 30, Greensburg 15601 |
| Norwin Teachers | 183 Clay Pike, North Huntingdon 15642 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Westmoreland County
All Pennsylvania counties and cities
Frequently asked questions
Are payday loans legal in Westmoreland County?
Westmoreland County follows Pennsylvania law. Payday loans are effectively prohibited in Pennsylvania by usury law.
Are title loans legal in Westmoreland County?
Title loans are not licensed in Pennsylvania and are subject to the same usury limits.
Where can I get a small loan in Westmoreland County?
Options include 118 bank and 54 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Westmoreland County?
Fill out our short online form from anywhere in Westmoreland County. We share it with lenders in our network that serve Pennsylvania; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Westmoreland County?
Yes. When an unexpected bill comes up, Westmoreland County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Westmoreland County?
Yes. You don't need to visit a branch or storefront anywhere in Westmoreland County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Pennsylvania. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Westmoreland County with bad credit?
Yes, many lenders in our network work with Westmoreland County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Westmoreland County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Westmoreland County residents can start any time, and it takes about 3 minutes.