Loans in Blount County, TN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Blount County, TN.
The median household in Blount County earns $77,365 a year, 11% above the Tennessee median of $69,595. About 8% of residents live below the federal poverty line, and 23.0% of households rent their home.
What you need for a payday loan in Blount County
Lenders that serve Blount County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Blount County
What Blount County borrowers use it for
keep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Blount County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Personal Loans
36% effective rate for industrial loan and thrift loans of $100+ (since July 2025); flex loans 24% plus fee.
Title Loans Legal
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Banks and credit unions in Blount County
Banks with branches in Blount County
28 FDIC-insured bank branches from 15 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| CBBC Bank | 7 | 330 E Broadway Ave, Maryville 37804 |
| First Horizon Bank | 4 | 112 S Hall Rd, Alcoa 37701 |
| Regions Bank | 3 | 216 S Calderwood St, Alcoa 37701 |
| Truist Bank | 2 | 220 S Washington St, Maryville 37804 |
| SmartBank | 2 | 214 Keller Ln, Maryville 37801 |
| Home Federal Bank of Tennessee | 1 | 102 Foothills Mall Dr, Maryville 37801 |
| United Community Bank | 1 | 1087 Hunters Xing, Alcoa 37701 |
| U.S. Bank National Association | 1 | 417 Foothills Mall Dr, Maryville 37801 |
| TNBANK | 1 | 1311 W Lamar Alexander Pkwy, Maryville 37801 |
| Renasant Bank | 1 | 329 E Broadway Ave, Maryville 37804 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Blount County
14 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| Ornl | 103 Hamilton Crossing Dr, Alcoa 37701 |
| Y-12 | 624 W Lamar Alexander Pkwy, Maryville 37801 |
| U. T. | 1858 Pauling St, Alcoa 37701 |
| Knoxville Tva Employees | 1113 Hunters Xing, Alcoa 37701 |
| Alcoa Tenn | 124 N Hall Rd, Alcoa 37701 |
| Tennessee Military | 1828 Airbase Rd, Louisville 37777 |
| Maryville Municipal | Mmcu, Maryville 37801 |
| Alcoa Municipal Employees | 727 Universal St, Alcoa 37701 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Blount County
All Tennessee counties and cities
Frequently asked questions
Are payday loans legal in Blount County?
Blount County follows Tennessee law. Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Are title loans legal in Blount County?
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Where can I get a small loan in Blount County?
Options include 28 bank and 14 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Blount County?
Fill out our short online form from anywhere in Blount County. We share it with lenders in our network that serve Tennessee; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Blount County?
Yes. You don't need to visit a branch or storefront anywhere in Blount County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Tennessee. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Blount County, TN?
You can apply at banks, credit unions and lenders in Blount County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Tennessee residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Blount County with bad credit?
Yes, many lenders in our network work with Blount County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Blount County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Blount County residents can start any time, and it takes about 3 minutes.