Loans in Claiborne County, TN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Claiborne County, TN.
The median household in Claiborne County earns $49,379 a year, 29% below the Tennessee median of $69,595. About 17% of residents live below the federal poverty line, and 27.8% of households rent their home. 10.9% of households have no home internet; our form works on any phone.
What you need for a payday loan in Claiborne County
Most Claiborne County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Claiborne County
What Claiborne County borrowers use it for
deposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Claiborne County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Personal Loans
36% effective rate for industrial loan and thrift loans of $100+ (since July 2025); flex loans 24% plus fee.
Title Loans Legal
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Banks and credit unions in Claiborne County
Banks with branches in Claiborne County
13 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Century Bank | 6 | 1780 N Broad St, Tazewell 37879 |
| Commercial Bank | 5 | 130 S Broad St, New Tazewell 37825 |
| Hearthside Bank Corporation | 2 | 500 Fifth Ave, New Tazewell 37825 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Claiborne County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Y-12 | 502 S Broad St, New Tazewell 37825 |
| Enrichment | 404 S Broad St, New Tazewell 37825 |
Source: NCUA credit union branch data, June 30, 2026.
All Tennessee counties and cities
Frequently asked questions
Are payday loans legal in Claiborne County?
Claiborne County follows Tennessee law. Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Are title loans legal in Claiborne County?
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Where can I get a small loan in Claiborne County?
Options include 13 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Claiborne County?
Fill out our short online form from anywhere in Claiborne County. We share it with lenders in our network that serve Tennessee; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Claiborne County?
Yes. You don't need to visit a branch or storefront anywhere in Claiborne County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Tennessee. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Claiborne County, TN?
You can apply at banks, credit unions and lenders in Claiborne County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Tennessee residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Claiborne County with bad credit?
Yes, many lenders in our network work with Claiborne County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Claiborne County?
Yes. When an unexpected bill comes up, Claiborne County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.