Loans in Davidson County, TN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Davidson County, TN.
The median household in Davidson County earns $77,853 a year, 12% above the Tennessee median of $69,595. About 14% of residents live below the federal poverty line, and 47.2% of households rent their home.
What you need for a payday loan in Davidson County
Most Davidson County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Davidson County
What Davidson County borrowers use it for
the fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Davidson County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Personal Loans
36% effective rate for industrial loan and thrift loans of $100+ (since July 2025); flex loans 24% plus fee.
Title Loans Legal
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Banks and credit unions in Davidson County
Banks with branches in Davidson County
218 FDIC-insured bank branches from 39 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Regions Bank | 33 | 112 Long Hollow Pike, Goodlettsville 37072 |
| Fifth Third Bank, National Association | 21 | 2216 Abbott Martin Rd, Nashville 37215 |
| Truist Bank | 20 | 401 Commerce St, Nashville 37219 |
| Bank of America, National Association | 18 | 3219 Clarksville Pike, Nashville 37218 |
| First Horizon Bank | 15 | 511 Union St, Nashville 37219 |
| Pinnacle Bank | 14 | 21 Platform Way S, Nashville 37203 |
| JPMorgan Chase Bank, National Association | 14 | 2645 8th Ave S, Nashville 37204 |
| U.S. Bank National Association | 11 | 4601 Gallatin Pike, Nashville 37216 |
| Wells Fargo Bank, National Association | 10 | 230 4th Ave N, Nashville 37219 |
| FirstBank | 7 | 1221 Broadway, Nashville 37203 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Davidson County
40 credit-union locations from 22 credit unions.
| Credit union | Location |
|---|---|
| Ascend | 2600 Elm Hill Pike, Nashville 37214 |
| Outreach | 3904 Central Pike, Hermitage 37076 |
| Fortera | 2004 Hayes St Ste 120, Nashville 37203 |
| First South Financial | 1211 51St Ave N, Nashville 37209 |
| Southeast Financial | 1314 Vultee Blvd, Nashville 37217 |
| Resound | 1701 21St Ave S, Nashville 37212 |
| Us Community | 89 Hermitage Ave, Nashville 37210 |
| Old Hickory | 410 Donelson Pike, Nashville 37214 |
| Ten | 1400 8Th Ave S, Nashville 37203 |
| Enbright | 1214 Church St Ste 100, Nashville 37246 |
| Vanderbilt | Suite 100, Nashville 37232 |
| Nashville Post Office | 10 Rachel Dr, Nashville 37214 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Davidson County
All Tennessee counties and cities
Frequently asked questions
Are payday loans legal in Davidson County?
Davidson County follows Tennessee law. Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Are title loans legal in Davidson County?
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Where can I get a small loan in Davidson County?
Options include 218 bank and 40 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Davidson County?
Fill out our short online form from anywhere in Davidson County. We share it with lenders in our network that serve Tennessee; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Davidson County with bad credit?
Yes, many lenders in our network work with Davidson County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Davidson County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Davidson County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Davidson County?
Yes. When an unexpected bill comes up, Davidson County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Davidson County, TN?
You can apply at banks, credit unions and lenders in Davidson County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Tennessee residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.