Loans in Hawkins County, TN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hawkins County, TN.
The median household in Hawkins County earns $56,936 a year, 18% below the Tennessee median of $69,595. About 15% of residents live below the federal poverty line, and 19.9% of households rent their home. 10.5% of households have no home internet; our form works on any phone.
What you need for a payday loan in Hawkins County
Lenders that serve Hawkins County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Hawkins County
What Hawkins County borrowers use it for
handle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Hawkins County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Personal Loans
36% effective rate for industrial loan and thrift loans of $100+ (since July 2025); flex loans 24% plus fee.
Title Loans Legal
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Banks and credit unions in Hawkins County
Banks with branches in Hawkins County
9 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| TruPoint Bank | 3 | 809 W Main St, Rogersville 37857 |
| U.S. Bank National Association | 2 | 134 E Main Blvd, Church Hill 37642 |
| Apex Bank | 2 | 105 N Main St, Bulls Gap 37711 |
| Thread Bank | 1 | 210 E Main St, Rogersville 37857 |
| First Horizon Bank | 1 | 210 W Main St, Rogersville 37857 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Hawkins County
10 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Appalachian Community | 1206 W Main St, Rogersville 37857 |
| Eastman | 166 Main St E, Mount Carmel 37645 |
| Kingsport Press Cu | 755 Highway 11 W, Church Hill 37642 |
| Horizon | 130 Main St W, Mt Carmel 37645 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Hawkins County
All Tennessee counties and cities
Frequently asked questions
Are payday loans legal in Hawkins County?
Hawkins County follows Tennessee law. Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Are title loans legal in Hawkins County?
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Where can I get a small loan in Hawkins County?
Options include 9 bank and 10 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Hawkins County?
Fill out our short online form from anywhere in Hawkins County. We share it with lenders in our network that serve Tennessee; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Hawkins County?
Yes. When an unexpected bill comes up, Hawkins County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Hawkins County, TN?
You can apply at banks, credit unions and lenders in Hawkins County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Tennessee residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Hawkins County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Hawkins County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Hawkins County with bad credit?
Yes, many lenders in our network work with Hawkins County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.