Loans in Haywood County, TN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Haywood County, TN.
The median household in Haywood County earns $50,472 a year, 27% below the Tennessee median of $69,595. About 22% of residents live below the federal poverty line, and 39.3% of households rent their home. 15.9% of households have no home internet; our form works on any phone.
What you need for a payday loan in Haywood County
Here's what to have on hand before you start your payday loan request in Haywood County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Haywood County
What Haywood County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Haywood County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Personal Loans
36% effective rate for industrial loan and thrift loans of $100+ (since July 2025); flex loans 24% plus fee.
Title Loans Legal
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Banks and credit unions in Haywood County
Banks with branches in Haywood County
6 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| INSOUTH Bank | 2 | 111 S Washington Ave, Brownsville 38012 |
| Simmons Bank | 2 | 308 W Main St, Brownsville 38012 |
| Regions Bank | 1 | 1028 E Main St, Brownsville 38012 |
| Decatur County Bank | 1 | 1489 E Main St, Brownsville 38012 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Haywood County. The nearest counties with credit unions:
Credit unions in Madison County
13 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| Resource | 525 Old Hickory Blvd, Jackson 38305 |
| Leaders Credit Union | 214 Oil Well Rd, Jackson 38305 |
| First South Financial | 10 Channing Way, Jackson 38305 |
| Southeast Financial | 104 W University Pkwy Ste B, Jackson 38305 |
| Patriot Equity | 1450 Union University Dr, Jackson 38305 |
| Tennessee River | 1450 Union University Dr, Jackson 38305 |
| Enlighten | 1306 Highway 70 Byp, Jackson 38301 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Tipton County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| First South Financial | 11624 Highway 51 S, Atoka 38004 |
| The West Tennessee | 13690 Highway 51 S, Atoka 38004 |
Source: NCUA credit union branch data, June 30, 2026.
All Tennessee counties and cities
Frequently asked questions
Are payday loans legal in Haywood County?
Haywood County follows Tennessee law. Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Are title loans legal in Haywood County?
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Where can I get a small loan in Haywood County?
Options include 6 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Haywood County?
Fill out our short online form from anywhere in Haywood County. We share it with lenders in our network that serve Tennessee; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Haywood County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Haywood County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Haywood County with bad credit?
Yes, many lenders in our network work with Haywood County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Haywood County, TN?
You can apply at banks, credit unions and lenders in Haywood County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Tennessee residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Haywood County?
Yes. When an unexpected bill comes up, Haywood County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.