Loans in Loudon County, TN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Loudon County, TN.
The median household in Loudon County earns $84,185 a year, 21% above the Tennessee median of $69,595. About 13% of residents live below the federal poverty line, and 19.7% of households rent their home.
What you need for a payday loan in Loudon County
Lenders that serve Loudon County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Loudon County
What Loudon County borrowers use it for
handle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Loudon County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Personal Loans
36% effective rate for industrial loan and thrift loans of $100+ (since July 2025); flex loans 24% plus fee.
Title Loans Legal
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Banks and credit unions in Loudon County
Banks with branches in Loudon County
10 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| United Community Bank | 3 | 817 Mulberry St, Loudon 37774 |
| Truist Bank | 2 | 302 Village Square Dr, Loudon 37774 |
| Peoples Bank of East Tennessee | 2 | 205 Carter St, Loudon 37774 |
| Regions Bank | 1 | 344 Town Creek Pkwy, Lenoir City 37771 |
| Citizens Bank | 1 | 256 Medical Park Dr, Lenoir City 37772 |
| SouthEast Bank | 1 | 596 Town Creek Pkwy, Lenoir City 37771 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Loudon County
7 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Ornl | 2859 Highway 72 N, Loudon 37774 |
| Y-12 | 391 Highway 321 N, Lenoir City 37771 |
| Knoxville Tva Employees | 455 Market Dr, Lenoir City 37771 |
| Staley | 198 Blair Bend Dr, Loudon 37774 |
| Foothills | 956 Mulberry St, Loudon 37774 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Loudon County
All Tennessee counties and cities
Frequently asked questions
Are payday loans legal in Loudon County?
Loudon County follows Tennessee law. Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Are title loans legal in Loudon County?
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Where can I get a small loan in Loudon County?
Options include 10 bank and 7 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Loudon County?
Fill out our short online form from anywhere in Loudon County. We share it with lenders in our network that serve Tennessee; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Loudon County with bad credit?
Yes, many lenders in our network work with Loudon County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Loudon County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Loudon County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Loudon County?
Yes. You don't need to visit a branch or storefront anywhere in Loudon County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Tennessee. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Loudon County, TN?
You can apply at banks, credit unions and lenders in Loudon County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Tennessee residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.