Loans in Moore County, TN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Moore County, TN.
The median household in Moore County earns $66,469 a year, about the same as the Tennessee median of $69,595. About 8% of residents live below the federal poverty line, and 17.5% of households rent their home. 16.2% of households have no home internet; our form works on any phone.
What you need for a payday loan in Moore County
Here's what to have on hand before you start your payday loan request in Moore County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Moore County
What Moore County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Moore County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Personal Loans
36% effective rate for industrial loan and thrift loans of $100+ (since July 2025); flex loans 24% plus fee.
Title Loans Legal
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Banks and credit unions in Moore County
Banks with branches in Moore County
2 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| FirstBank | 1 | 71 S Mechanic St, Lynchburg 37352 |
| First Community Bank of Tennessee | 1 | 535 Majors Blvd, Lynchburg 37352 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Moore County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Jack Daniel Employees | 488 Majors Blvd, Lynchburg 37352 |
Source: NCUA credit union branch data, June 30, 2026.
All Tennessee counties and cities
Frequently asked questions
Are payday loans legal in Moore County?
Moore County follows Tennessee law. Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Are title loans legal in Moore County?
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Where can I get a small loan in Moore County?
Options include 2 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Moore County?
Fill out our short online form from anywhere in Moore County. We share it with lenders in our network that serve Tennessee; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Moore County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Moore County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Moore County, TN?
You can apply at banks, credit unions and lenders in Moore County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Tennessee residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Moore County?
Yes. When an unexpected bill comes up, Moore County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Moore County?
Yes. You don't need to visit a branch or storefront anywhere in Moore County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Tennessee. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.