Loans in Williamson County, TN: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Williamson County, TN.
The median household in Williamson County earns $135,594 a year, 95% above the Tennessee median of $69,595. About 5% of residents live below the federal poverty line, and 21.2% of households rent their home.
What you need for a payday loan in Williamson County
Lenders that serve Williamson County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Williamson County
What Williamson County borrowers use it for
the fastest options online
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Williamson County
Payday Loans Legal
Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Personal Loans
36% effective rate for industrial loan and thrift loans of $100+ (since July 2025); flex loans 24% plus fee.
Title Loans Legal
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Banks and credit unions in Williamson County
Banks with branches in Williamson County
114 FDIC-insured bank branches from 37 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| FirstBank | 13 | 3310 Aspen Grove Dr, Franklin 37067 |
| Regions Bank | 9 | 329 Franklin Rd, Brentwood 37027 |
| First Horizon Bank | 8 | 231 Public Sq, Franklin 37064 |
| Fifth Third Bank, National Association | 7 | 1105 Murfreesboro Rd, Franklin 37064 |
| JPMorgan Chase Bank, National Association | 6 | 1015 Center Point Pl, Franklin 37064 |
| Truist Bank | 5 | 1109 Murfreesboro Rd, Franklin 37064 |
| Bank of America, National Association | 5 | 133 Franklin Rd, Brentwood 37027 |
| U.S. Bank National Association | 5 | 289 Franklin Rd, Brentwood 37027 |
| Pinnacle Bank | 5 | 5105 Maryland Way, Brentwood 37027 |
| Simmons Bank | 5 | 198 E Main St Ste 100, Franklin 37064 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Williamson County
14 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| Ascend | 3150 Aspen Grove Dr, Franklin 37067 |
| Liberty | 580 Franklin Rd, Franklin 37069 |
| Southeast Financial | 220 S Royal Oaks Blvd, Franklin 37064 |
| Resound | 102 Werthan Cir, Franklin 37064 |
| Ten | 2000 Mallory Ln, Franklin 37067 |
| Family Advantage | 7001 City Center Way, Fairview 37062 |
| Koin | 215 Centerview Dr Ste 3-111, Brentwood 37027 |
| P.I.A.S. | 5200 Maryland Way Ste 301, Brentwood 37027 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Williamson County
All Tennessee counties and cities
Frequently asked questions
Are payday loans legal in Williamson County?
Williamson County follows Tennessee law. Payday loans (deferred presentment services) are legal in Tennessee from lenders licensed by TDFI under the Deferred Presentment Services Act, Tenn.
Are title loans legal in Williamson County?
Title loans (title pledge loans) are legal in Tennessee from lenders licensed by TDFI under the Title Pledge Act, Tenn.
Where can I get a small loan in Williamson County?
Options include 114 bank and 14 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Williamson County?
Fill out our short online form from anywhere in Williamson County. We share it with lenders in our network that serve Tennessee; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Williamson County, TN?
You can apply at banks, credit unions and lenders in Williamson County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Tennessee residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Williamson County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Williamson County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Williamson County?
Yes. You don't need to visit a branch or storefront anywhere in Williamson County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Tennessee. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Williamson County with bad credit?
Yes, many lenders in our network work with Williamson County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.