Loans in Jim Hogg County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Jim Hogg County, TX.
The median household in Jim Hogg County earns $42,211 a year, 46% below the Texas median of $78,476. About 31% of residents live below the federal poverty line, and 43.6% of households rent their home. 23.2% of households have no home internet; our form works on any phone.
What you need for a payday loan in Jim Hogg County
Lenders that serve Jim Hogg County typically ask for the following:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Jim Hogg County
What Jim Hogg County borrowers use it for
the fastest options online
Rent duecover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Jim Hogg County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Jim Hogg County
Banks with branches in Jim Hogg County
4 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The First National Bank of Hebbronville | 1 | 305 N Smith Ave, Hebbronville 78361 |
| Greater State Bank | 1 | 412 N Smith Ave, Hebbronville 78361 |
| International Bank of Commerce | 1 | 401 N Smith Ave, Hebbronville 78361 |
| Bank of South Texas | 1 | 1500 N Smith Ave, Hebbronville 78361 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Jim Hogg County. The nearest counties with credit unions:
Credit unions in Starr County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Starr County Teachers | 1322 E San Benito St, Rio Grande City 78582 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Hidalgo County
28 credit-union locations from 10 credit unions.
| Credit union | Location |
|---|---|
| Greater Texas | 416 S Jackson Rd, Edinburg 78539 |
| Security Service | 7906 N 10Th St, Mcallen 78504 |
| Rally | 4015 N 10Th St, Mcallen 78504 |
| Security First | 3700 N 12Th St, Mcallen 78501 |
| Gulf Coast | 4900 N 10Th St, Mcallen 78504 |
| La Joya Area | 214 W Expressway 83, La Joya 78560 |
| Naft | 901 N Veterans Blvd, Pharr 78577 |
| South Texas | 2121 W Dove Ave, Mcallen 78504 |
| Edinburg Teachers | 900 W University Dr, Edinburg 78539 |
| Highway District 21 | 214 W Expressway 83, La Joya 78560 |
Source: NCUA credit union branch data, June 30, 2026.
Frequently asked questions
Are payday loans legal in Jim Hogg County?
Jim Hogg County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Jim Hogg County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Jim Hogg County?
Options include 4 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Jim Hogg County?
Fill out our short online form from anywhere in Jim Hogg County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Jim Hogg County with bad credit?
Yes, many lenders in our network work with Jim Hogg County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Jim Hogg County?
Yes. When an unexpected bill comes up, Jim Hogg County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Jim Hogg County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Jim Hogg County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Jim Hogg County?
Yes. You don't need to visit a branch or storefront anywhere in Jim Hogg County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.