Loans in Kleberg County, TX: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Kleberg County, TX.
The median household in Kleberg County earns $61,292 a year, 22% below the Texas median of $78,476. About 28% of residents live below the federal poverty line, and 47.5% of households rent their home. 10.9% of households have no home internet; our form works on any phone.
What you need for a payday loan in Kleberg County
Here's what to have on hand before you start your payday loan request in Kleberg County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Kleberg County
What Kleberg County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Moving costsdeposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Kleberg County
Payday Loans Legal via CSO/CAB
Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party…
Personal Loans
Tiered caps for licensed Chapter 342 lenders: up to 30% a year on the first $4,600, 24% on the part from $4,600 to $9,660, and 18% on the part up to $23,000 (amounts for loans…
Title Loans Legal via CSO/CAB
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a…
Banks and credit unions in Kleberg County
Banks with branches in Kleberg County
7 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Bank of South Texas | 2 | 300 E King Ave, Kingsville 78363 |
| Kleberg Bank, N.A. | 1 | 100 E Kleberg Ave, Kingsville 78363 |
| Wells Fargo Bank, National Association | 1 | 601 S 14th St, Kingsville 78363 |
| Prosperity Bank | 1 | 1830 S Brahma Blvd, Kingsville 78363 |
| First Community Bank | 1 | 2525 S Brahma Blvd, Kingsville 78363 |
| International Bank of Commerce | 1 | 1320 E General Cavazos Blvd, Kingsville 78363 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Kleberg County
5 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Navy Federal Credit Union | 500 Moffett Ave, Kingsville 78363 |
| Rally | 2940 S Brahma Blvd, Kingsville 78363 |
| Coastlife | 1209 W King Ave, Kingsville 78363 |
| Chemcel | 1901 S Us Highway 77 Byp, Kingsville 78363 |
| Texas Community | 605 E Caesar Ave, Kingsville 78363 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Kleberg County
Frequently asked questions
Are payday loans legal in Kleberg County?
Kleberg County follows Texas law. Payday loans are legal in Texas but are arranged by a 'credit access business' (CAB), a licensed credit services organization that obtains the loan for you from a third-party lender.
Are title loans legal in Kleberg County?
Auto title loans are legal in Texas through the same credit access business model as payday loans: a licensed CAB arranges a loan secured by your unencumbered vehicle from a third-party lender, and the CAB fee is not capped by state law.
Where can I get a small loan in Kleberg County?
Options include 7 bank and 5 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Kleberg County?
Fill out our short online form from anywhere in Kleberg County. We share it with lenders in our network that serve Texas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Kleberg County?
Yes. You don't need to visit a branch or storefront anywhere in Kleberg County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Texas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Kleberg County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Kleberg County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Kleberg County with bad credit?
Yes, many lenders in our network work with Kleberg County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Kleberg County, TX?
You can apply at banks, credit unions and lenders in Kleberg County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Texas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.