Loans in Box Elder County, UT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Box Elder County, UT.
The median household in Box Elder County earns $84,550 a year, 11% below the Utah median of $95,166. About 8% of residents live below the federal poverty line, and 24.0% of households rent their home.
What you need for a payday loan in Box Elder County
Here's what to have on hand before you start your payday loan request in Box Elder County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Box Elder County
What Box Elder County borrowers use it for
handle the unexpected the same week
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Box Elder County
Payday Loans Legal
Payday loans (called deferred deposit loans) are legal in Utah from lenders registered with the Department of Financial Institutions under the Check Cashing and Deferred Deposit…
Personal Loans
No rate cap: parties may agree to any finance charge; lenders must notify DFI.
Title Loans Legal
Title loans are legal in Utah from lenders registered with DFI under the Title Lending Registration Act.
Banks and credit unions in Box Elder County
Banks with branches in Box Elder County
9 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Zions Bancorporation, N.A. | 2 | 98 N Main St, Brigham City 84302 |
| Bank of Utah | 2 | 25 N Tremont St, Tremonton 84337 |
| D. L. Evans Bank | 2 | 312 W Main St, Tremonton 84337 |
| Glacier Bank | 1 | 110 S Main St, Brigham City 84302 |
| KeyBank National Association | 1 | 57 E Main St, Tremonton 84337 |
| Wells Fargo Bank, National Association | 1 | 5 N Main St, Brigham City 84302 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Box Elder County
8 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Goldenwest | 1120 S Main St, Brigham City 84302 |
| America First | 1124 S 450 W, Brigham City 84302 |
| Northrop Grumman | 9160 N Highway 83, Corinne 84307 |
| Elevate | 1023 Medical Dr, Brigham City 84302 |
| Members First | 120 E 1000 S, Brigham City 84302 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Box Elder County
Frequently asked questions
Are payday loans legal in Box Elder County?
Box Elder County follows Utah law. Payday loans (called deferred deposit loans) are legal in Utah from lenders registered with the Department of Financial Institutions under the Check Cashing and Deferred Deposit Lending Registration Act.
Are title loans legal in Box Elder County?
Title loans are legal in Utah from lenders registered with DFI under the Title Lending Registration Act.
Where can I get a small loan in Box Elder County?
Options include 9 bank and 8 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Box Elder County?
Fill out our short online form from anywhere in Box Elder County. We share it with lenders in our network that serve Utah; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Box Elder County?
Yes. When an unexpected bill comes up, Box Elder County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Box Elder County, UT?
You can apply at banks, credit unions and lenders in Box Elder County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Utah residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Box Elder County with bad credit?
Yes, many lenders in our network work with Box Elder County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Box Elder County?
Yes. You don't need to visit a branch or storefront anywhere in Box Elder County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Utah. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.