Loans in Washington County, UT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Washington County, UT.
The median household in Washington County earns $80,632 a year, 15% below the Utah median of $95,166. About 10% of residents live below the federal poverty line, and 28.4% of households rent their home.
What you need for a payday loan in Washington County
Most Washington County applicants can finish in one sitting if they have these ready:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Washington County
What Washington County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Washington County
Payday Loans Legal
Payday loans (called deferred deposit loans) are legal in Utah from lenders registered with the Department of Financial Institutions under the Check Cashing and Deferred Deposit…
Personal Loans
No rate cap: parties may agree to any finance charge; lenders must notify DFI.
Title Loans Legal
Title loans are legal in Utah from lenders registered with DFI under the Title Lending Registration Act.
Banks and credit unions in Washington County
Banks with branches in Washington County
32 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Zions Bancorporation, N.A. | 8 | 40 E Saint George Blvd, St. George 84770 |
| Wells Fargo Bank, National Association | 5 | 929 W Sunset Blvd, Saint George 84770 |
| State Bank of Southern Utah | 5 | 395 E Saint George Blvd, St. George 84770 |
| Cache Valley Bank | 4 | 294 E Tabernacle St, Saint George 84770 |
| JPMorgan Chase Bank, National Association | 3 | 95 E Tabernacle St, Saint George 84770 |
| U.S. Bank National Association | 2 | 60 S 100 E, Saint George 84770 |
| Glacier Bank | 2 | 405 E Saint George Blvd, Saint George 84770 |
| NBH Bank | 1 | 94 E Tabernacle St, Saint George 84770 |
| Bank of Utah | 1 | 335 E Saint George Blvd, Saint George 84770 |
| Quill Bank | 1 | 40 S 100 E, Saint George 84770 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Washington County
28 credit-union locations from 9 credit unions.
| Credit union | Location |
|---|---|
| Mountain America | 883 N 3050 E, Saint George 84790 |
| Goldenwest | 1805 W Sunset Blvd, Saint George 84770 |
| Cyprus | 250 W State St, Hurricane 84737 |
| Canyon View | 383 N Bluff St, St George 84770 |
| Deseret First | 616 S River Rd, St George 84790 |
| America First | 180 N 3400 W, Hurricane 84737 |
| Security Service | 1227 E 100 S, St George 84790 |
| Chartway | 333 E Tabernacle St, Saint George 84770 |
| Utah First | 2111 E Riverside Dr., St George 84790 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Washington County
Frequently asked questions
Are payday loans legal in Washington County?
Washington County follows Utah law. Payday loans (called deferred deposit loans) are legal in Utah from lenders registered with the Department of Financial Institutions under the Check Cashing and Deferred Deposit Lending Registration Act.
Are title loans legal in Washington County?
Title loans are legal in Utah from lenders registered with DFI under the Title Lending Registration Act.
Where can I get a small loan in Washington County?
Options include 32 bank and 28 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Washington County?
Fill out our short online form from anywhere in Washington County. We share it with lenders in our network that serve Utah; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Washington County, UT?
You can apply at banks, credit unions and lenders in Washington County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Utah residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Washington County with bad credit?
Yes, many lenders in our network work with Washington County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Washington County?
Yes. You don't need to visit a branch or storefront anywhere in Washington County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Utah. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Washington County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Washington County residents can start any time, and it takes about 3 minutes.