Loans in Lamoille County, VT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Lamoille County, VT.
The median household in Lamoille County earns $74,908 a year, 8% below the Vermont median of $81,203. About 8% of residents live below the federal poverty line, and 27.1% of households rent their home.
What you need for a personal loan in Lamoille County
Here's what to have on hand before you start your personal loan request in Lamoille County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Lamoille County
What Lamoille County borrowers use it for
gifts and travel without maxing a card
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Lamoille County
Payday Loans Not available
Payday loans are banned in Vermont.
Personal Loans
24% on first $1,000, 12% above (or 18% APR if higher).
Title Loans Not available
High-cost car title loans are not available in Vermont: vehicle-secured loans are capped at 18% a year (current and prior model year vehicles) or 20% (older vehicles), and any…
Banks and credit unions in Lamoille County
Banks with branches in Lamoille County
11 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Union Bank | 5 | 20 Main St, Morrisville 05661 |
| Manufacturers and Traders Trust Company | 2 | 1069 Mountain Rd, Stowe 05672 |
| TD Bank, National Association | 2 | 39 Main St, Stowe 05672 |
| Community Bank, National Association | 1 | 103 Lower Main Street W, Johnson 05656 |
| Community National Bank | 1 | 116 Vermont Route 15 W, Morrisville 05661 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Lamoille County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| North Country | 37 Upper Munson Ave, Morrisville 05661 |
Source: NCUA credit union branch data, June 30, 2026.
All Vermont counties and cities
Frequently asked questions
Are payday loans legal in Lamoille County?
Lamoille County follows Vermont law. Payday loans are banned in Vermont.
Are title loans legal in Lamoille County?
High-cost car title loans are not available in Vermont: vehicle-secured loans are capped at 18% a year (current and prior model year vehicles) or 20% (older vehicles), and any lender must be licensed by DFR.
Where can I get a small loan in Lamoille County?
Options include 11 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Lamoille County?
Fill out our short online form from anywhere in Lamoille County. We share it with lenders in our network that serve Vermont; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Lamoille County?
Yes. You don't need to visit a branch or storefront anywhere in Lamoille County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Vermont. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Lamoille County?
Yes. When an unexpected bill comes up, Lamoille County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Lamoille County with bad credit?
Yes, many lenders in our network work with Lamoille County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Lamoille County, VT?
You can apply at banks, credit unions and lenders in Lamoille County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Vermont residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.