Loans in Washington County, VT: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Washington County, VT.
The median household in Washington County earns $83,449 a year, about the same as the Vermont median of $81,203. About 9% of residents live below the federal poverty line, and 26.3% of households rent their home.
What you need for a personal loan in Washington County
Here's what to have on hand before you start your personal loan request in Washington County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Washington County
What Washington County borrowers use it for
the fastest options online
Car repairskeep getting to work while the shop fixes it
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Washington County
Payday Loans Not available
Payday loans are banned in Vermont.
Personal Loans
24% on first $1,000, 12% above (or 18% APR if higher).
Title Loans Not available
High-cost car title loans are not available in Vermont: vehicle-secured loans are capped at 18% a year (current and prior model year vehicles) or 20% (older vehicles), and any…
Banks and credit unions in Washington County
Banks with branches in Washington County
17 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Northfield Savings Bank | 5 | 33 S Main St, Northfield 05663 |
| Manufacturers and Traders Trust Company | 3 | 112 State St, Montpelier 05602 |
| Community Bank, National Association | 2 | 361 N Main St, Barre 05641 |
| TD Bank, National Association | 2 | 36 N Main St, Barre 05641 |
| Community National Bank | 2 | 99 State St, Montpelier 05602 |
| Citizens Bank, National Association | 1 | 7 Main St, Montpelier 05602 |
| Union Bank | 1 | 1028 Us Route 302, Berlin 05641 |
| Passumpsic Savings Bank | 1 | 282 Berlin Mall Rd, Berlin 05602 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Washington County
11 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| Eastrise | 1 Bailey Ave, Montpelier 05602 |
| North Country | 49 Carleton Blvd., E Montpelier 05651 |
| Vermont | 315 N Main St, Barre 05641 |
| 802 | 265 S Main St, Barre 05641 |
| One | 560 S Barre Rd, Barre 05641 |
| Green Mountain | 1311 Us Route 302, Barre 05641 |
| Central Vermont Medical Center,Inc. | 130 Fisher Rd, Berlin 05602 |
Source: NCUA credit union branch data, June 30, 2026.
All Vermont counties and cities
Frequently asked questions
Are payday loans legal in Washington County?
Washington County follows Vermont law. Payday loans are banned in Vermont.
Are title loans legal in Washington County?
High-cost car title loans are not available in Vermont: vehicle-secured loans are capped at 18% a year (current and prior model year vehicles) or 20% (older vehicles), and any lender must be licensed by DFR.
Where can I get a small loan in Washington County?
Options include 17 bank and 11 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Washington County?
Fill out our short online form from anywhere in Washington County. We share it with lenders in our network that serve Vermont; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Washington County, VT?
You can apply at banks, credit unions and lenders in Washington County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Vermont residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Washington County?
Yes. When an unexpected bill comes up, Washington County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Washington County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Washington County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Washington County?
Yes. You don't need to visit a branch or storefront anywhere in Washington County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Vermont. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.