Loans in Boone County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Boone County, WV.
The median household in Boone County earns $57,093 a year, about the same as the West Virginia median of $59,608. About 16% of residents live below the federal poverty line, and 18.7% of households rent their home.
What you need for a personal loan in Boone County
Lenders that serve Boone County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Boone County
What Boone County borrowers use it for
cover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Boone County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Boone County
Banks with branches in Boone County
5 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Whitesville State Bank | 2 | 38609 Coal River Rd, Whitesville 25209 |
| Truist Bank | 1 | 1447 Smoot Avenue, Danville 25053 |
| United Bank | 1 | 1661 Smoot Ave, Danville 25053 |
| Peoples Bank | 1 | 300 State St, Madison 25130 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Boone County. The nearest counties with credit unions:
Credit unions in Logan County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Chhe | 20 Hospital Dr, Logan 25601 |
| Logan County School Employees | 144 Vocational Rd, Stollings 25646 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Kanawha County
23 credit-union locations from 16 credit unions.
| Credit union | Location |
|---|---|
| Pioneer Appalachia | 1316 Kanawha Blvd E, Charleston 25301 |
| Star Usa | 1 Cantley Dr, Charleston 25314 |
| Peoples | 419 1St Ave S, Nitro 25143 |
| The State | 2200 Washington St E, Charleston 25311 |
| West Virginia | 2355 Maccorkle Ave, Saint Albans 25177 |
| Members Choice Wv | 201 Ohio Ave, Charleston 25302 |
| Camc | 3400 Maccorkle Ave Se, Charleston 25304 |
| Element | 3418 Maccorkle Ave Se, Charleston 25304 |
| Kemba Charleston | 1830 Roxalana Rd, Dunbar 25064 |
| Union Trades | 210 Tennessee Ave, Charleston 25302 |
| Wv National Guard | 1512 Coonskin Dr, Charleston 25311 |
| Charleston | 300 Virginia St E Rm 4203, Charleston 25301 |
Source: NCUA credit union branch data, June 30, 2026.
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Boone County?
Boone County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Boone County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Boone County?
Options include 5 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Boone County?
Fill out our short online form from anywhere in Boone County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Boone County, WV?
You can apply at banks, credit unions and lenders in Boone County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Boone County?
Yes. You don't need to visit a branch or storefront anywhere in Boone County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve West Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Boone County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Boone County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Boone County with bad credit?
Yes, many lenders in our network work with Boone County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.