Loans in Fayette County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Fayette County, WV.
The median household in Fayette County earns $53,194 a year, 11% below the West Virginia median of $59,608. About 19% of residents live below the federal poverty line, and 22.3% of households rent their home. 13.1% of households have no home internet; our form works on any phone.
What you need for a personal loan in Fayette County
Here's what to have on hand before you start your personal loan request in Fayette County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Fayette County
What Fayette County borrowers use it for
deposits, trucks and first-week expenses
Rent duecover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Fayette County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Fayette County
Banks with branches in Fayette County
12 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| United Bank | 3 | 200 4th Ave, Montgomery 25136 |
| The Fayette County National Bank of Fayetteville | 2 | 101 N Court St, Fayetteville 25840 |
| City National Bank of West Virginia | 2 | 320 4th Ave, Montgomery 25136 |
| Pendleton Community Bank, Inc. | 2 | 602 Main St, Mount Hope 25880 |
| JPMorgan Chase Bank, National Association | 1 | 215 Main St W, Oak Hill 25901 |
| Truist Bank | 1 | 199 Mall Rd, Oak Hill 25901 |
| Woodforest National Bank | 1 | 204 Town Center Rd, Fayetteville 25840 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Fayette County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Alloy | 515 Hinkle Rd, Fayetteville 25840 |
| W. Virginia State Convention | 578 Baptist Road, Building 1, Hilltop 25855 |
Source: NCUA credit union branch data, June 30, 2026.
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Fayette County?
Fayette County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Fayette County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Fayette County?
Options include 12 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Fayette County?
Fill out our short online form from anywhere in Fayette County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Fayette County?
Yes. You don't need to visit a branch or storefront anywhere in Fayette County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve West Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Fayette County, WV?
You can apply at banks, credit unions and lenders in Fayette County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Fayette County with bad credit?
Yes, many lenders in our network work with Fayette County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Fayette County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Fayette County residents can start any time, and it takes about 3 minutes.