Loans in Grant County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Grant County, WV.
The median household in Grant County earns $62,361 a year, about the same as the West Virginia median of $59,608. About 13% of residents live below the federal poverty line, and 18.9% of households rent their home. 14.0% of households have no home internet; our form works on any phone.
What you need for a personal loan in Grant County
Lenders that serve Grant County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Grant County
What Grant County borrowers use it for
the fastest options online
Holiday expensesgifts and travel without maxing a card
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Grant County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Grant County
Banks with branches in Grant County
4 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Burke & Herbert Bank & Trust Company | 1 | 90 S Grove St, Petersburg 26847 |
| Highlands Bank | 1 | 3 N Main St, Petersburg 26847 |
| Citizens Bank of West Virginia, Inc. | 1 | Front St, Bayard 26707 |
| Pendleton Community Bank, Inc. | 1 | 102 Virginia Ave, Petersburg 26847 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Grant County. The nearest counties with credit unions:
Credit unions in Mineral County
5 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Wepco | 459 New Creek Hwy, Keyser 26726 |
| First Peoples Community | 3143 Frankfort Hwy, Ridgeley 26753 |
| Chessie | 1015 Florida Ave, Keyser 26726 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Hampshire County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Act 1St | 555 W Main St, Romney 26757 |
| Romney | 62 W Main St, Romney 26757 |
Source: NCUA credit union branch data, June 30, 2026.
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Grant County?
Grant County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Grant County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Grant County?
Options include 4 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Grant County?
Fill out our short online form from anywhere in Grant County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Grant County, WV?
You can apply at banks, credit unions and lenders in Grant County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Grant County?
Yes. When an unexpected bill comes up, Grant County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Grant County with bad credit?
Yes, many lenders in our network work with Grant County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Grant County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Grant County residents can start any time, and it takes about 3 minutes.