Loans in Hampshire County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Hampshire County, WV.
The median household in Hampshire County earns $63,116 a year, 6% above the West Virginia median of $59,608. About 13% of residents live below the federal poverty line, and 17.3% of households rent their home. 15.6% of households have no home internet; our form works on any phone.
What you need for a personal loan in Hampshire County
Most Hampshire County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Hampshire County
What Hampshire County borrowers use it for
the fastest options online
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Hampshire County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Hampshire County
Banks with branches in Hampshire County
11 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Bank of Romney | 6 | 95 E Main St, Romney 26757 |
| FNB Bank, Inc. | 5 | 105 N High St, Romney 26757 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Hampshire County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Act 1St | 555 W Main St, Romney 26757 |
| Romney | 62 W Main St, Romney 26757 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Hampshire County?
Hampshire County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Hampshire County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Hampshire County?
Options include 11 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Hampshire County?
Fill out our short online form from anywhere in Hampshire County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Hampshire County?
Yes. When an unexpected bill comes up, Hampshire County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Hampshire County with bad credit?
Yes, many lenders in our network work with Hampshire County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Hampshire County, WV?
You can apply at banks, credit unions and lenders in Hampshire County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Hampshire County?
Yes. You don't need to visit a branch or storefront anywhere in Hampshire County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve West Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.