Loans in Kanawha County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Kanawha County, WV.
The median household in Kanawha County earns $60,943 a year, about the same as the West Virginia median of $59,608. About 16% of residents live below the federal poverty line, and 28.9% of households rent their home.
What you need for a personal loan in Kanawha County
Lenders that serve Kanawha County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Kanawha County
What Kanawha County borrowers use it for
gifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Kanawha County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Kanawha County
Banks with branches in Kanawha County
49 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| City National Bank of West Virginia | 11 | 3601 Maccorkle Ave Se, Charleston 25304 |
| Truist Bank | 7 | 300 Summers St, Charleston 25301 |
| JPMorgan Chase Bank, National Association | 5 | 707 Virginia St E, Charleston 25301 |
| The Huntington National Bank | 5 | 1905 1st Ave, Nitro 25143 |
| The Poca Valley Bank, Inc. | 5 | 545 Spencer Rd, Clendenin 25045 |
| United Bank | 4 | 500 Virginia St E, Charleston 25301 |
| WesBanco Bank, Inc. | 4 | 852 Oakwood Rd, Charleston 25314 |
| Burke & Herbert Bank & Trust Company | 2 | 2402 Mountaineer Blvd, Charleston 25309 |
| Fifth Third Bank, National Association | 2 | 700 Virginia St E, Charleston 25301 |
| Peoples Bank | 1 | 201 Pennsylvania Ave, Charleston 25302 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Kanawha County
23 credit-union locations from 16 credit unions.
| Credit union | Location |
|---|---|
| Pioneer Appalachia | 1316 Kanawha Blvd E, Charleston 25301 |
| Star Usa | 1 Cantley Dr, Charleston 25314 |
| Peoples | 419 1St Ave S, Nitro 25143 |
| The State | 2200 Washington St E, Charleston 25311 |
| West Virginia | 2355 Maccorkle Ave, Saint Albans 25177 |
| Members Choice Wv | 201 Ohio Ave, Charleston 25302 |
| Camc | 3400 Maccorkle Ave Se, Charleston 25304 |
| Element | 3418 Maccorkle Ave Se, Charleston 25304 |
| Kemba Charleston | 1830 Roxalana Rd, Dunbar 25064 |
| Union Trades | 210 Tennessee Ave, Charleston 25302 |
| Wv National Guard | 1512 Coonskin Dr, Charleston 25311 |
| Charleston | 300 Virginia St E Rm 4203, Charleston 25301 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Kanawha County
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Kanawha County?
Kanawha County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Kanawha County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Kanawha County?
Options include 49 bank and 23 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Kanawha County?
Fill out our short online form from anywhere in Kanawha County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Kanawha County with bad credit?
Yes, many lenders in our network work with Kanawha County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Kanawha County?
Yes. You don't need to visit a branch or storefront anywhere in Kanawha County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve West Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Kanawha County, WV?
You can apply at banks, credit unions and lenders in Kanawha County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Kanawha County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Kanawha County residents can start any time, and it takes about 3 minutes.