Loans in Mason County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Mason County, WV.
The median household in Mason County earns $49,761 a year, 17% below the West Virginia median of $59,608. About 19% of residents live below the federal poverty line, and 18.2% of households rent their home. 13.5% of households have no home internet; our form works on any phone.
What you need for a personal loan in Mason County
Here's what to have on hand before you start your personal loan request in Mason County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Mason County
What Mason County borrowers use it for
cover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Mason County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Mason County
Banks with branches in Mason County
9 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| City National Bank of West Virginia | 3 | 413 5th St, New Haven 25265 |
| The Ohio Valley Bank Company | 3 | 328 Viand St, Point Pleasant 25550 |
| The Farmers Bank and Savings Company | 2 | 424 2nd St, Mason 25260 |
| Peoples Bank | 1 | 421 Main St, Point Pleasant 25550 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Mason County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Peoples | 2101 Jackson Ave, Point Pleasant 25550 |
| Chhe | 2520 Valley Dr, Point Pleasant 25550 |
| Twin Oaks | 27405 Huntington Rd, Apple Grove 25502 |
Source: NCUA credit union branch data, June 30, 2026.
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Mason County?
Mason County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Mason County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Mason County?
Options include 9 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Mason County?
Fill out our short online form from anywhere in Mason County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Mason County?
Yes. When an unexpected bill comes up, Mason County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Mason County, WV?
You can apply at banks, credit unions and lenders in Mason County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Mason County with bad credit?
Yes, many lenders in our network work with Mason County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Mason County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Mason County residents can start any time, and it takes about 3 minutes.