Loans in Mingo County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Mingo County, WV.
The median household in Mingo County earns $38,119 a year, 36% below the West Virginia median of $59,608. About 32% of residents live below the federal poverty line, and 26.6% of households rent their home.
What you need for a personal loan in Mingo County
Here's what to have on hand before you start your personal loan request in Mingo County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Mingo County
What Mingo County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Mingo County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Mingo County
Banks with branches in Mingo County
9 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Truist Bank | 3 | 250 E 2nd Ave, Williamson 25661 |
| Guaranty Bank Inc. | 3 | 10 Commerce Dr, Williamson 25661 |
| The First National Bank of Williamson | 2 | 68 E 2nd Ave, Williamson 25661 |
| Community Trust Bank, Inc. | 1 | 101 E 2nd Ave, Williamson 25661 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Mingo County. The nearest counties with credit unions:
Credit unions in Logan County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Chhe | 20 Hospital Dr, Logan 25601 |
| Logan County School Employees | 144 Vocational Rd, Stollings 25646 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Wayne County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Star Usa | 1540 Spring Valley Dr, Huntington 25704 |
| Huntingtonized | 60 Mcginnis Dr, Wayne 25570 |
| Metro Community | 4753 Wv-152, Lavalette 25535 |
Source: NCUA credit union branch data, June 30, 2026.
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Mingo County?
Mingo County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Mingo County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Mingo County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Mingo County?
Fill out our short online form from anywhere in Mingo County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Mingo County with bad credit?
Yes, many lenders in our network work with Mingo County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Mingo County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Mingo County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Mingo County, WV?
You can apply at banks, credit unions and lenders in Mingo County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Mingo County?
Yes. When an unexpected bill comes up, Mingo County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.