Loans in Pleasants County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pleasants County, WV.
The median household in Pleasants County earns $60,932 a year, about the same as the West Virginia median of $59,608. About 12% of residents live below the federal poverty line, and 18.6% of households rent their home.
What you need for a personal loan in Pleasants County
Here's what to have on hand before you start your personal loan request in Pleasants County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Pleasants County
What Pleasants County borrowers use it for
deposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Pleasants County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Pleasants County
Banks with branches in Pleasants County
3 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Pleasants County Bank | 2 | 215 Washington St, Saint Marys 26170 |
| First Community Bank | 1 | 401 2nd St, St. Marys 26170 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pleasants County
4 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Willow Island | 7910 S Pleasants Hwy, Saint Marys 26170 |
| Long Reach | 810 3Rd St, Saint Marys 26170 |
Source: NCUA credit union branch data, June 30, 2026.
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Pleasants County?
Pleasants County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Pleasants County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Pleasants County?
Options include 3 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pleasants County?
Fill out our short online form from anywhere in Pleasants County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Pleasants County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Pleasants County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Pleasants County?
Yes. You don't need to visit a branch or storefront anywhere in Pleasants County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve West Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Pleasants County?
Yes. When an unexpected bill comes up, Pleasants County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Pleasants County with bad credit?
Yes, many lenders in our network work with Pleasants County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.