Loans in Pocahontas County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pocahontas County, WV.
The median household in Pocahontas County earns $42,119 a year, 29% below the West Virginia median of $59,608. About 22% of residents live below the federal poverty line, and 16.4% of households rent their home. 22.3% of households have no home internet; our form works on any phone.
What you need for a personal loan in Pocahontas County
Most Pocahontas County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Pocahontas County
What Pocahontas County borrowers use it for
cover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Pocahontas County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Pocahontas County
Banks with branches in Pocahontas County
5 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First-Citizens Bank & Trust Company | 2 | 201 8th St, Marlinton 24954 |
| City National Bank of West Virginia | 1 | 300 8th St, Marlinton 24954 |
| Citizens Bank of West Virginia, Inc. | 1 | 1 Citizens Plaza, Slatyfork 26291 |
| Pendleton Community Bank, Inc. | 1 | 19180 Seneca Trail, Marlinton 24954 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Pocahontas County. The nearest counties with credit unions:
Credit unions in Greenbrier County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Alderson Fci | Po Box A, Alderson 24910 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Nicholas County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Star Usa | 5201 Webster Rd, Summersville 26651 |
Source: NCUA credit union branch data, June 30, 2026.
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Pocahontas County?
Pocahontas County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Pocahontas County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Pocahontas County?
Options include 5 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pocahontas County?
Fill out our short online form from anywhere in Pocahontas County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Pocahontas County?
Yes. You don't need to visit a branch or storefront anywhere in Pocahontas County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve West Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Pocahontas County, WV?
You can apply at banks, credit unions and lenders in Pocahontas County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Pocahontas County with bad credit?
Yes, many lenders in our network work with Pocahontas County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Pocahontas County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Pocahontas County residents can start any time, and it takes about 3 minutes.