Loans in Preston County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Preston County, WV.
The median household in Preston County earns $61,880 a year, about the same as the West Virginia median of $59,608. About 14% of residents live below the federal poverty line, and 18.5% of households rent their home. 11.2% of households have no home internet; our form works on any phone.
What you need for a personal loan in Preston County
Here's what to have on hand before you start your personal loan request in Preston County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Preston County
What Preston County borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Preston County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Preston County
Banks with branches in Preston County
6 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Clear Mountain Bank | 4 | 160 Morgantown St, Bruceton Mills 26525 |
| WesBanco Bank, Inc. | 1 | 106 W Main St, Kingwood 26537 |
| Truist Bank | 1 | 114 E Main St, Kingwood 26537 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Preston County
2 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Wepco | 202 W Main St, Kingwood 26537 |
| Preston | 434 E Main St, Kingwood 26537 |
Source: NCUA credit union branch data, June 30, 2026.
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Frequently asked questions
Are payday loans legal in Preston County?
Preston County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Preston County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Preston County?
Options include 6 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Preston County?
Fill out our short online form from anywhere in Preston County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Preston County?
Yes. When an unexpected bill comes up, Preston County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Preston County with bad credit?
Yes, many lenders in our network work with Preston County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get a loan in Preston County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Preston County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Preston County, WV?
You can apply at banks, credit unions and lenders in Preston County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.