Loans in Putnam County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Putnam County, WV.
The median household in Putnam County earns $79,527 a year, 33% above the West Virginia median of $59,608. About 11% of residents live below the federal poverty line, and 18.2% of households rent their home. 10.2% of households have no home internet; our form works on any phone.
What you need for a personal loan in Putnam County
Lenders that serve Putnam County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Putnam County
What Putnam County borrowers use it for
cover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Putnam County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Putnam County
Banks with branches in Putnam County
20 FDIC-insured bank branches from 13 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Putnam County Bank | 4 | 2761 Main St, Hurricane 25526 |
| City National Bank of West Virginia | 4 | 74 Wall St, Winfield 25213 |
| The Poca Valley Bank, Inc. | 2 | Route 62, Main Street, Poca 25159 |
| United Bank | 1 | 274 State Route 34, Scot Depot 25560 |
| WesBanco Bank, Inc. | 1 | 4650 1st Ave, Nitro 25143 |
| Truist Bank | 1 | 352 State Route 34, Hurricane 25526 |
| The Huntington National Bank | 1 | 4149 State Highway 34, Hurricane 25526 |
| Huntington Federal Savings Bank | 1 | 3903 Teays Valley Rd, Hurricane 25526 |
| Burke & Herbert Bank & Trust Company | 1 | 3754 Teays Valley Rd, Hurricane 25526 |
| Fifth Third Bank, National Association | 1 | 3049 Mount Vernon Rd, Hurricane 25526 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Putnam County
8 credit-union locations from 6 credit unions.
| Credit union | Location |
|---|---|
| Communityamerica | 18554 Buffalo Road, Buffalo 25033 |
| Pioneer Appalachia | 3746 Teays Valley Rd, Hurricane 25526 |
| Star Usa | 3955 Teays Valley Rd, Hurricane 25526 |
| Peoples | 900 Roosevelt Boulevard, Eleanor 25070 |
| Members Choice Wv | 2801 Virginia Ave, Hurricane 25526 |
| Putnam School Employees | 101 Roosevelt Blvd, Eleanor 25070 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Putnam County
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Putnam County?
Putnam County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Putnam County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Putnam County?
Options include 20 bank and 8 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Putnam County?
Fill out our short online form from anywhere in Putnam County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Putnam County?
Yes. When an unexpected bill comes up, Putnam County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Putnam County, WV?
You can apply at banks, credit unions and lenders in Putnam County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Putnam County?
Yes. You don't need to visit a branch or storefront anywhere in Putnam County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve West Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Putnam County with bad credit?
Yes, many lenders in our network work with Putnam County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.