Loans in Randolph County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Randolph County, WV.
The median household in Randolph County earns $52,757 a year, 11% below the West Virginia median of $59,608. About 16% of residents live below the federal poverty line, and 25.0% of households rent their home. 15.1% of households have no home internet; our form works on any phone.
What you need for a personal loan in Randolph County
Lenders that serve Randolph County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Randolph County
What Randolph County borrowers use it for
the fastest options online
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Randolph County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Randolph County
Banks with branches in Randolph County
12 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Mountain Valley Bank, N.A. | 3 | 317 Davis Ave, Elkins 26241 |
| Davis Trust Company | 2 | 227 Davis Ave, Elkins 26241 |
| Citizens Bank of West Virginia, Inc. | 2 | 211 3rd St, Elkins 26241 |
| The Huntington National Bank | 2 | 420 Davis Ave, Elkins 26241 |
| Highlands Bank | 1 | 48 Main Street, Harman 26270 |
| Freedom Bank, Inc. | 1 | 435 Beverly Pike, Elkins 26241 |
| Woodforest National Bank | 1 | 40 Jett Ln, Elkins 26241 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Randolph County. The nearest counties with credit unions:
Credit unions in Taylor County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Chessie | 400 N Pike St, Grafton 26354 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Harrison County
13 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| United Hospital Center | 327 Medical Park Dr, Bridgeport 26330 |
| Justice | 1000 Custer Hollow Dr, Clarksburg 26306 |
| Fairmont | 680 Genesis Blvd, Bridgeport 26330 |
| Home | 131 W Pike St, Clarksburg 26301 |
| Hope | 925 White Oaks Blvd., Bridgeport 26330 |
| Harrison County | 315 Buckhannon Pike, Nutter Fort 26301 |
| Cape | 323 E Pike St, Clarksburg 26301 |
| City Of Clarksburg | 101 S 4Th St, Clarksburg 26301 |
Source: NCUA credit union branch data, June 30, 2026.
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Randolph County?
Randolph County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Randolph County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Randolph County?
Options include 12 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Randolph County?
Fill out our short online form from anywhere in Randolph County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Randolph County?
Yes. You don't need to visit a branch or storefront anywhere in Randolph County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve West Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Randolph County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Randolph County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Randolph County with bad credit?
Yes, many lenders in our network work with Randolph County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Randolph County, WV?
You can apply at banks, credit unions and lenders in Randolph County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.