Loans in Upshur County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Upshur County, WV.
The median household in Upshur County earns $54,338 a year, 9% below the West Virginia median of $59,608. About 19% of residents live below the federal poverty line, and 19.3% of households rent their home. 12.5% of households have no home internet; our form works on any phone.
What you need for a personal loan in Upshur County
Here's what to have on hand before you start your personal loan request in Upshur County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Upshur County
What Upshur County borrowers use it for
cover a short gap before payday
Holiday expensesgifts and travel without maxing a card
Medical billspay a doctor, dentist or pharmacy bill now
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Upshur County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Upshur County
Banks with branches in Upshur County
6 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Community Bank | 2 | 2 W Main St, Buckhannon 26201 |
| JPMorgan Chase Bank, National Association | 1 | 32 E Main St, Buckhannon 26201 |
| Citizens Bank of West Virginia, Inc. | 1 | 66 W Main St, Buckhannon 26201 |
| Freedom Bank, Inc. | 1 | 302 Rr 20, South Road, Buckhannon 26201 |
| Peoples Bank | 1 | 14 N Locust St, Buckhannon 26201 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Upshur County. The nearest counties with credit unions:
Credit unions in Harrison County
13 credit-union locations from 8 credit unions.
| Credit union | Location |
|---|---|
| United Hospital Center | 327 Medical Park Dr, Bridgeport 26330 |
| Justice | 1000 Custer Hollow Dr, Clarksburg 26306 |
| Fairmont | 680 Genesis Blvd, Bridgeport 26330 |
| Home | 131 W Pike St, Clarksburg 26301 |
| Hope | 925 White Oaks Blvd., Bridgeport 26330 |
| Harrison County | 315 Buckhannon Pike, Nutter Fort 26301 |
| Cape | 323 E Pike St, Clarksburg 26301 |
| City Of Clarksburg | 101 S 4Th St, Clarksburg 26301 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Taylor County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Chessie | 400 N Pike St, Grafton 26354 |
Source: NCUA credit union branch data, June 30, 2026.
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Upshur County?
Upshur County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Upshur County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Upshur County?
Options include 6 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Upshur County?
Fill out our short online form from anywhere in Upshur County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Upshur County with bad credit?
Yes, many lenders in our network work with Upshur County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Upshur County?
Yes. You don't need to visit a branch or storefront anywhere in Upshur County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve West Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Upshur County?
Yes. When an unexpected bill comes up, Upshur County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Upshur County, WV?
You can apply at banks, credit unions and lenders in Upshur County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.