Loans in Wetzel County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Wetzel County, WV.
The median household in Wetzel County earns $56,836 a year, about the same as the West Virginia median of $59,608. About 16% of residents live below the federal poverty line, and 16.8% of households rent their home. 15.2% of households have no home internet; our form works on any phone.
What you need for a personal loan in Wetzel County
Here's what to have on hand before you start your personal loan request in Wetzel County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Wetzel County
What Wetzel County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Wetzel County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Wetzel County
Banks with branches in Wetzel County
9 FDIC-insured bank branches from 6 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| WesBanco Bank, Inc. | 3 | 2 Main St, New Martinsville 26155 |
| First Community Bank | 2 | 3924 Hornet Highway, Hundred 26575 |
| Peoples Bank | 1 | 207 Main St, New Martinsville 26155 |
| First Exchange Bank | 1 | 3128 Hornet Hwy, Hundred 26575 |
| Citizens Bank of West Virginia, Inc. | 1 | 425 3rd St, New Martinsville 26155 |
| First Mutual Bank, FSB | 1 | 610 N State Route 2, New Martinsville 26155 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Wetzel County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Bayer Heritage | 788 N State Route 2, New Martinsville 26155 |
Source: NCUA credit union branch data, June 30, 2026.
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Wetzel County?
Wetzel County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Wetzel County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Wetzel County?
Options include 9 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Wetzel County?
Fill out our short online form from anywhere in Wetzel County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Wetzel County with bad credit?
Yes, many lenders in our network work with Wetzel County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Wetzel County, WV?
You can apply at banks, credit unions and lenders in Wetzel County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Wetzel County?
Yes. You don't need to visit a branch or storefront anywhere in Wetzel County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve West Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Wetzel County?
Yes. When an unexpected bill comes up, Wetzel County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.