Loans in Wirt County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Wirt County, WV.
The median household in Wirt County earns $49,867 a year, 16% below the West Virginia median of $59,608. About 17% of residents live below the federal poverty line, and 12.2% of households rent their home. 13.8% of households have no home internet; our form works on any phone.
What you need for a personal loan in Wirt County
Here's what to have on hand before you start your personal loan request in Wirt County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Wirt County
What Wirt County borrowers use it for
deposits, trucks and first-week expenses
Car repairskeep getting to work while the shop fixes it
Need money nowthe fastest options online
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Wirt County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Wirt County
Banks with branches in Wirt County
2 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| WesBanco Bank, Inc. | 1 | 71 Court St, Elizabeth 26143 |
| Calhoun County Bank, Inc. | 1 | Route 14, Pike Street, Elizabeth 26143 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Wirt County. The nearest counties with credit unions:
Credit unions in Wood County
12 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| Rev | 4416 Emerson Ave, Parkersburg 26104 |
| West Virginia Central | 809 Division St, Parkersburg 26101 |
| Mountain Heritage | 1822 7Th St, Parkersburg 26101 |
| One Community | 531 5Th St, Parkersburg 26101 |
| Union Trades | 1925 Murdoch Ave, Parkersburg 26101 |
| Wee | 3312 Dudley Ave, Parkersburg 26104 |
| C C M H | 801 Ann St, Parkersburg 26101 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Roane County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Rev | 216 Market St, Spencer 25276 |
Source: NCUA credit union branch data, June 30, 2026.
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Wirt County?
Wirt County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Wirt County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Wirt County?
Options include 2 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Wirt County?
Fill out our short online form from anywhere in Wirt County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Wirt County?
Yes. You don't need to visit a branch or storefront anywhere in Wirt County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve West Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Wirt County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Wirt County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Wirt County, WV?
You can apply at banks, credit unions and lenders in Wirt County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve West Virginia residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Wirt County with bad credit?
Yes, many lenders in our network work with Wirt County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.