Loans in Wood County, WV: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Wood County, WV.
The median household in Wood County earns $57,810 a year, about the same as the West Virginia median of $59,608. About 15% of residents live below the federal poverty line, and 24.9% of households rent their home. 10.9% of households have no home internet; our form works on any phone.
What you need for a personal loan in Wood County
Lenders that serve Wood County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Wood County
What Wood County borrowers use it for
the fastest options online
Medical billspay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Wood County
Payday Loans Not available
Payday loans are not allowed in West Virginia.
Personal Loans
31% up to $3,500; 27% to $15,000; 18% above.
Title Loans Not available
There is no title-loan law in West Virginia.
Banks and credit unions in Wood County
Banks with branches in Wood County
23 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| United Bank | 4 | 514 Market St, Parkersburg 26101 |
| Williamstown Bank, Inc. | 4 | 435 Highland Ave, Williamstown 26187 |
| Community Bank of Parkersburg | 4 | 631 Juliana St, Parkersburg 26101 |
| Peoples Bank | 4 | 903 Division St, Parkersburg 26101 |
| WesBanco Bank, Inc. | 3 | 415 Market St, Parkersburg 26101 |
| Truist Bank | 2 | 329 E 8th St, Parkersburg 26101 |
| The Huntington National Bank | 1 | 429 Market St, Parkersburg 26101 |
| First Mutual Bank, FSB | 1 | 3850 Emerson Ave, Parkersburg 26104 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Wood County
12 credit-union locations from 7 credit unions.
| Credit union | Location |
|---|---|
| Rev | 4416 Emerson Ave, Parkersburg 26104 |
| West Virginia Central | 809 Division St, Parkersburg 26101 |
| Mountain Heritage | 1822 7Th St, Parkersburg 26101 |
| One Community | 531 5Th St, Parkersburg 26101 |
| Union Trades | 1925 Murdoch Ave, Parkersburg 26101 |
| Wee | 3312 Dudley Ave, Parkersburg 26104 |
| C C M H | 801 Ann St, Parkersburg 26101 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Wood County
All West Virginia counties and cities
Frequently asked questions
Are payday loans legal in Wood County?
Wood County follows West Virginia law. Payday loans are not allowed in West Virginia.
Are title loans legal in Wood County?
There is no title-loan law in West Virginia.
Where can I get a small loan in Wood County?
Options include 23 bank and 12 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Wood County?
Fill out our short online form from anywhere in Wood County. We share it with lenders in our network that serve West Virginia; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Wood County?
Yes. You don't need to visit a branch or storefront anywhere in Wood County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve West Virginia. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Wood County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Wood County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Wood County with bad credit?
Yes, many lenders in our network work with Wood County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Wood County?
Yes. When an unexpected bill comes up, Wood County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.