Apps Like Brigit: Alternatives Compared by Limit and Fee
| Brigit advance | $25–$500 (Maine $25–$250) |
|---|---|
| Brigit subscription | $8.99–$15.99/month may apply |
| Brigit average advance | $72 (Brigit's own figure) |
| No-membership alternatives | EarnIn, MoneyLion, Albert |
| Higher limits | EarnIn, MoneyLion, Albert, Chime MyPay (up to $1,000) |
| Verified | Official sites, October 25, 2026 |
What Brigit offers today
According to hellobrigit.com (checked October 25, 2026), Brigit's Instant Cash advances range from $25 to $500 depending on eligibility, or $25 to $250 for Maine users. Brigit lists its average advance as $72. A monthly subscription of $8.99 to $15.99 may apply, and Express Delivery is optional with a possible fee. Brigit says it requires no credit check and charges no late fees. Its Credit Builder product requires a $15.99 monthly subscription.
People usually look elsewhere for two reasons: they don't want a monthly fee, or they need more than their Brigit limit.
Brigit alternatives at a glance
| App | Advertised range | Required monthly fee |
|---|---|---|
| Brigit (baseline) | $25–$500 | $8.99–$15.99 may apply |
| EarnIn | Up to $200/day, $1,000/pay period | None |
| MoneyLion Instacash | Up to $500 ($1,000 with Spend direct deposit) | None required |
| Chime MyPay | $20–$1,000 per pay period | None listed |
| Dave | $25–$500 | Up to $5, plus per-advance fee |
| Albert | $25–$1,000 | Not required |
| Cleo | $20–$250 | Subscription usually needed |
| Tilt | $10–$500 | $8 after trial |
Figures are from official company sites and help pages on October 25, 2026. Limits usually start lower for new users.
Choosing by what matters to you
No subscription
EarnIn has no mandatory fees; you pay only for optional Lightning Speed ($3.99) or tips. MoneyLion and Albert don't require a membership.
Higher limits
EarnIn's pay-period max is $1,000 with a $200 daily cap, and it needs a regular pay schedule with at least $320 per pay period. MoneyLion reaches $1,000 with qualifying Spend direct deposits. Chime MyPay needs a Chime account with a $200+ qualifying direct deposit.
Credit building
Brigit's Credit Builder is subscription-based. An installment loan from a lender that reports to the credit bureaus is another way on-time payments can show up on your report; ask the lender whether it reports.
What a subscription costs over a year
A monthly fee looks small, but it adds up whether or not you take an advance that month. At Brigit's listed range of $8.99 to $15.99 a month, a full year of membership comes to $107.88 to $191.88. If you only need cash two or three times a year, a no-membership app or a single loan for the full amount may cost you less overall.
Here is a simple way to compare. Add up what you would pay in a year: subscription, plus any instant-delivery fees, plus tips. Then compare that with the fee or interest on one loan for the amount you actually need. For example, if your state allowed a lender fee of $15 per $100 on a two-week payday loan, a $300 loan would cost $45, for $345 total to repay on your next payday. That figure is only an illustration; fees are set by state law and by each lender, and your lender shows the exact cost before you sign. Try the payday loan calculator with your own numbers.
How to pick the right option for your bill
- Write down the exact amount and due date. A $90 phone bill and a $900 rent shortfall need different tools.
- Check your current app limit. New users often start well under the advertised maximum, so look at the number your app actually shows you today.
- Count the real cost. Include monthly fees, express fees and tips, not just the advance.
- Match repayment to your paycheck. App advances and payday loans come out of your next deposit. If that leaves you short again, an installment loan with monthly payments may fit better.
- Request the full amount once. Stacking several small advances from different apps can leave several withdrawals hitting the same payday. One loan for the whole bill keeps it to one payment plan.
If the amount is above what your app offers, see if you qualify for $100 to $5,000. The form takes about 3 minutes.
When you need more than an app gives
App advances are built for small gaps between paychecks. If the bill is bigger, such as a $600 car repair or a $1,200 rent payment, a loan lets you request the full amount at once. Through our network, requests run from $100 to $5,000. Installment loans spread repayment out: for example, $600 over 6 months at 35.99% APR is about $110.76 a month. Payday loans are repaid on your next payday, with fees set per $100 by state law.
See if you qualify — it takes about 3 minutes. Start your free request. There is no obligation to accept an offer.
What lenders and apps check
- Bank deposits: regular income into your checking account.
- Account health: how long it's been open and its recent balance.
- Identity: name and address that match your ID.
- Credit: apps usually skip a credit check; many lenders in our network focus on income and may use alternative credit data instead of a traditional hard pull.
What to have ready before you apply
- Government-issued ID and your Social Security number.
- Proof of income: your employer or benefit source, how often you are paid, and your next pay date.
- An active checking account in your name, with routing and account numbers, for the deposit and repayment.
- A working phone number and email so a lender can reach you with a decision.
Having these in front of you keeps the form to about three minutes and helps avoid delays from typos, which are a common reason a request stalls.
Switching from Brigit
- Repay any outstanding advance first.
- Cancel your subscription in the app if you won't use it.
- Check the new app's eligibility screen before you rely on it for a due date.
- If you need more than any app offers, request a loan for the full amount.
State rules on payday-style loans
Cash advance apps generally operate nationwide, but loan products depend on where you live. Payday loans are allowed in some states and not in others, and fee limits differ. Installment and personal loans are available more widely. See payday loan rules by state or open your state's page, such as Texas or Florida. When you apply, we only share your request with lenders that serve your state, and where payday loans aren't offered you can still request a personal loan.
Request a loan in about 3 minutes
Zebra Finance is a free loan-matching service, not a lender. You fill out one short form, and we share it with lenders in our network that serve your state. Many lenders make a decision within minutes, and if you are approved and sign, funds can arrive as soon as the next business day. Your lender shows the exact amount, fees, APR and payment schedule before you sign, and you are free to decline. See how it works.
We're not affiliated with Brigit or any app listed and receive nothing for mentioning them.
See if you qualify — it takes about 3 minutes. Start your free request. There is no obligation to accept an offer.
Frequently asked questions
What apps are similar to Brigit?
Apps similar to Brigit include EarnIn, MoneyLion Instacash, Chime MyPay, Dave, Albert, Cleo and Tilt. Each advances small amounts against upcoming income. They differ in limits, whether a subscription is required and fees for instant delivery, so compare them before you switch.
Is there an app like Brigit with no monthly fee?
Yes. EarnIn says it has no mandatory fees, and MoneyLion and Albert don't require a membership for advances. Optional instant-delivery fees and tips may still apply. Chime MyPay lists no separate monthly fee but requires a Chime account with a qualifying direct deposit.
How much can I borrow from Brigit?
Brigit says advances range from $25 to $500 depending on eligibility, and $25 to $250 in Maine. Brigit lists an average advance of $72, so many users start well below the maximum.
What if I need more than $500?
Most apps cap advances at $500 to $1,000, and new users usually start lower. A loan request through our network covers $100 to $5,000. Installment loans spread repayment into monthly payments, and your lender shows the full terms before you sign.
Do apps like Brigit check credit?
Most cash advance apps, including Brigit, say they don't run a credit check and instead review your bank account activity. Many lenders in our network also focus on income and bank history and may use alternative credit data rather than relying only on a traditional bureau score.
Can I get a loan if Brigit won't give me an advance?
Yes, you can apply. App eligibility rules and lender rules are separate, so a no from an app doesn't decide what a lender will do. Many lenders in our network look mainly at your income and bank account, consider all credit types, and may decide within minutes. Approval and terms are up to the lender, and there is no obligation to accept.
How fast can I get money from a loan instead of a cash advance app?
Our form takes about 3 minutes, and many lenders in our network make a decision within minutes. If you are approved and sign, funds are often deposited as soon as the next business day. Timing depends on the lender, the time of day you sign and your bank's processing.
Sources
- Brigit — official site
- EarnIn — Cash Out (official)
- MoneyLion — Instacash (official)
- Chime — MyPay (official)