Loans in Mohave County, AZ: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Mohave County, AZ.
The median household in Mohave County earns $57,684 a year, 28% below the Arizona median of $79,964. About 16% of residents live below the federal poverty line, and 25.9% of households rent their home.
What you need for a personal loan in Mohave County
Here's what to have on hand before you start your personal loan request in Mohave County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Mohave County
What Mohave County borrowers use it for
deposits, trucks and first-week expenses
Holiday expensesgifts and travel without maxing a card
Need money nowthe fastest options online
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Mohave County
Payday Loans Not available
Arizona has no payday-loan licensing law.
Personal Loans
36% a year up to $3,000; 24% on the part above $3,000 (consumer loans up to $10,000).
Title Loans Legal
Car-title loans are legal in Arizona as "secondary motor vehicle finance transactions" under A.R.S.
Banks and credit unions in Mohave County
Banks with branches in Mohave County
31 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| JPMorgan Chase Bank, National Association | 6 | 1895 Mcculloch Blvd N, Lake Havasu City 86403 |
| Glacier Bank | 5 | 1771 Mcculloch Blvd N, Lake Havasu City 86403 |
| Wells Fargo Bank, National Association | 5 | 1751 Highway 95, Bullhead City 86442 |
| Zions Bancorporation, N.A. | 3 | 3825 N Stockton Hill Rd, Kingman 86409 |
| PNC Bank, National Association | 3 | 1992 Mcculloch Blvd N, Lake Havasu City 86403 |
| Mission Bank | 3 | 2439 Hualapai Mountain Rd, Kingman 86401 |
| U.S. Bank National Association | 2 | 2840 Highway 95, Bullhead City 86442 |
| First National Bank Texas | 2 | 2840 Highway 95, Bullhead City 86442 |
| First Savings Bank | 1 | 1031 Acoma Blvd S, Lake Havasu City 86406 |
| Goldwater Bank, N.A. | 1 | 10 Acoma Blvd S, Lake Havasu City 86403 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Mohave County
7 credit-union locations from 5 credit unions.
| Credit union | Location |
|---|---|
| Mountain America | 1045 S Central St, Colorado City 86021 |
| Arrowhead | 3699 Highway 95 Ste 200, Bullhead City 86442 |
| Credit Union Of Southern Ca, A | 1871 Kiowa Ave, Lake Havasu City 86403 |
| Arizona Financial | 5858 S Highway 95 Ste 100, Fort Mohave 86426 |
| Mohave Community | 2809 N Stockton Hill Rd, Kingman 86401 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Mohave County
All Arizona counties and cities
Frequently asked questions
Are payday loans legal in Mohave County?
Mohave County follows Arizona law. Arizona has no payday-loan licensing law.
Are title loans legal in Mohave County?
Car-title loans are legal in Arizona as "secondary motor vehicle finance transactions" under A.R.S.
Where can I get a small loan in Mohave County?
Options include 31 bank and 7 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Mohave County?
Fill out our short online form from anywhere in Mohave County. We share it with lenders in our network that serve Arizona; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Mohave County?
Yes. You don't need to visit a branch or storefront anywhere in Mohave County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Arizona. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Mohave County?
Yes. When an unexpected bill comes up, Mohave County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Mohave County with bad credit?
Yes, many lenders in our network work with Mohave County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Mohave County, AZ?
You can apply at banks, credit unions and lenders in Mohave County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Arizona residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.