Loans in Yuma County, AZ: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Yuma County, AZ.
The median household in Yuma County earns $62,876 a year, 21% below the Arizona median of $79,964. About 16% of residents live below the federal poverty line, and 29.0% of households rent their home.
What you need for a personal loan in Yuma County
Here's what to have on hand before you start your personal loan request in Yuma County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Yuma County
What Yuma County borrowers use it for
gifts and travel without maxing a card
Moving costsdeposits, trucks and first-week expenses
Need money nowthe fastest options online
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Yuma County
Payday Loans Not available
Arizona has no payday-loan licensing law.
Personal Loans
36% a year up to $3,000; 24% on the part above $3,000 (consumer loans up to $10,000).
Title Loans Legal
Car-title loans are legal in Arizona as "secondary motor vehicle finance transactions" under A.R.S.
Banks and credit unions in Yuma County
Banks with branches in Yuma County
17 FDIC-insured bank branches from 7 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Wells Fargo Bank, National Association | 4 | 1 E 16th St, Yuma 85364 |
| JPMorgan Chase Bank, National Association | 4 | 623 N Main St, San Luis 85336 |
| Zions Bancorporation, N.A. | 3 | 538 E 16th St, Yuma 85365 |
| Glacier Bank | 2 | 11689 S Foothills Blvd, Yuma 85367 |
| WaFd Bank | 2 | 1315 S 4th Ave, Yuma 85364 |
| Academy Bank, National Association | 1 | 2501 S Avenue B, Yuma 85364 |
| Gateway First Bank | 1 | 182 E 16th St, Yuma 85364 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Yuma County
12 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Navy Federal Credit Union | 1683 S Arizona Ave, Yuma 85364 |
| Oneaz | 11600 S Fortuna Rd, Yuma 85367 |
| Pima | 454 W Catalina Dr Bldg B, Yuma 85364 |
| Avenir Financial | 11252 N Frontage Rd, Yuma 85367 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Yuma County
All Arizona counties and cities
Frequently asked questions
Are payday loans legal in Yuma County?
Yuma County follows Arizona law. Arizona has no payday-loan licensing law.
Are title loans legal in Yuma County?
Car-title loans are legal in Arizona as "secondary motor vehicle finance transactions" under A.R.S.
Where can I get a small loan in Yuma County?
Options include 17 bank and 12 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Yuma County?
Fill out our short online form from anywhere in Yuma County. We share it with lenders in our network that serve Arizona; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Yuma County with bad credit?
Yes, many lenders in our network work with Yuma County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Yuma County?
Yes. You don't need to visit a branch or storefront anywhere in Yuma County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Arizona. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Yuma County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Yuma County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Yuma County, AZ?
You can apply at banks, credit unions and lenders in Yuma County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Arizona residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.