Loans in Arkansas County, AR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Arkansas County, AR.
The median household in Arkansas County earns $53,164 a year, 13% below the Arkansas median of $60,773. About 19% of residents live below the federal poverty line, and 35.4% of households rent their home. 15.7% of households have no home internet; our form works on any phone.
What you need for a personal loan in Arkansas County
Lenders that serve Arkansas County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Arkansas County
What Arkansas County borrowers use it for
cover a short gap before payday
Moving costsdeposits, trucks and first-week expenses
Medical billspay a doctor, dentist or pharmacy bill now
Need money nowthe fastest options online
Loans for your situation
Which loans are available in Arkansas County
Payday Loans Not available
Payday lending is effectively prohibited in Arkansas by the state constitution.
Personal Loans
17% a year maximum for non-bank lenders, set by the state constitution.
Title Loans Not available
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Banks and credit unions in Arkansas County
Banks with branches in Arkansas County
8 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The Farmers & Merchants Bank | 3 | 708 S Main St, Stuttgart 72160 |
| Stone Bank | 2 | 215 S Jefferson St, De Witt 72042 |
| Southern Bancorp Bank | 2 | 220 W Cross St, De Witt 72042 |
| The Huntington National Bank | 1 | 412 S Main St, Stuttgart 72160 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Arkansas County. The nearest counties with credit unions:
Credit unions in Jefferson County
8 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Fairfield | 206 Highway 81 N, Pine Bluff 71601 |
| Cotton Belt | 1703 River Pines Blvd, Pine Bluff 71601 |
| Pine | 5100 Jefferson Pkwy, Pine Bluff 71602 |
| Pba | 10020 Kabrich Cir Bldg 17-120, Pine Bluff 71602 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Lonoke County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Arkansas | 100 S Rockwood Dr, Cabot 72023 |
Source: NCUA credit union branch data, June 30, 2026.
All Arkansas counties and cities
Frequently asked questions
Are payday loans legal in Arkansas County?
Arkansas County follows Arkansas law. Payday lending is effectively prohibited in Arkansas by the state constitution.
Are title loans legal in Arkansas County?
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Where can I get a small loan in Arkansas County?
Options include 8 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Arkansas County?
Fill out our short online form from anywhere in Arkansas County. We share it with lenders in our network that serve Arkansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Arkansas County with bad credit?
Yes, many lenders in our network work with Arkansas County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Arkansas County?
Yes. You don't need to visit a branch or storefront anywhere in Arkansas County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Arkansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Arkansas County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Arkansas County residents can start any time, and it takes about 3 minutes.
Where can I get a loan in Arkansas County, AR?
You can apply at banks, credit unions and lenders in Arkansas County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Arkansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.