Loans in Boone County, AR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Boone County, AR.
The median household in Boone County earns $55,143 a year, 9% below the Arkansas median of $60,773. About 12% of residents live below the federal poverty line, and 29.2% of households rent their home.
What you need for a personal loan in Boone County
Lenders that serve Boone County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Boone County
What Boone County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Moving costsdeposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Boone County
Payday Loans Not available
Payday lending is effectively prohibited in Arkansas by the state constitution.
Personal Loans
17% a year maximum for non-bank lenders, set by the state constitution.
Title Loans Not available
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Banks and credit unions in Boone County
Banks with branches in Boone County
18 FDIC-insured bank branches from 10 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Anstaff Bank | 3 | 1106 Highway 65 North, Harrison 72601 |
| Arvest Bank | 2 | 401 N Walnut St, Harrison 72601 |
| Equity Bank | 2 | 200 E Ridge Ave, Harrison 72601 |
| Bank OZK | 2 | 725 Highway 62 65 N, Harrison 72601 |
| Bank of 1889 | 2 | 204 East Rush, Harrison 72601 |
| CS Bank | 2 | 1426 Highway 65 North, Harrison 72601 |
| First Community Bank | 2 | 220 E Ridge Ave, Harrison 72601 |
| Regions Bank | 1 | 318 Hester Dr, Harrison 72601 |
| Stone Bank | 1 | 1309 Highway 62 65 N, Harrison 72601 |
| Signature Bank of Arkansas | 1 | 303 N Main St, Harrison 72601 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Boone County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Fedex Employees Credit Association | 2200 Forward Dr, Harrison 72601 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Boone County
All Arkansas counties and cities
Frequently asked questions
Are payday loans legal in Boone County?
Boone County follows Arkansas law. Payday lending is effectively prohibited in Arkansas by the state constitution.
Are title loans legal in Boone County?
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Where can I get a small loan in Boone County?
Options include 18 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Boone County?
Fill out our short online form from anywhere in Boone County. We share it with lenders in our network that serve Arkansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Boone County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Boone County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Boone County with bad credit?
Yes, many lenders in our network work with Boone County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Boone County?
Yes. You don't need to visit a branch or storefront anywhere in Boone County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Arkansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Boone County, AR?
You can apply at banks, credit unions and lenders in Boone County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Arkansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.