Loans in Craighead County, AR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Craighead County, AR.
The median household in Craighead County earns $59,548 a year, about the same as the Arkansas median of $60,773. About 20% of residents live below the federal poverty line, and 39.9% of households rent their home.
What you need for a personal loan in Craighead County
Most Craighead County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Craighead County
What Craighead County borrowers use it for
gifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Craighead County
Payday Loans Not available
Payday lending is effectively prohibited in Arkansas by the state constitution.
Personal Loans
17% a year maximum for non-bank lenders, set by the state constitution.
Title Loans Not available
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Banks and credit unions in Craighead County
Banks with branches in Craighead County
53 FDIC-insured bank branches from 24 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Centennial Bank | 7 | 2901 E Highland Dr, Jonesboro 72401 |
| First Community Bank | 7 | 1617 S Caraway Rd, Jonesboro 72401 |
| Simmons Bank | 3 | 1720 S Caraway Rd, Jonesboro 72401 |
| Arvest Bank | 3 | 2009 Browns Ln, Jonesboro 72401 |
| First National Bank | 3 | 3500 E Johnson Ave, Jonesboro 72405 |
| First Security Bank | 3 | 613 Southwest Dr, Jonesboro 72401 |
| UNICO Bank | 3 | 100 Cobean Blvd, Lake City 72437 |
| The Huntington National Bank | 2 | 2201 Fair Park Blvd, Jonesboro 72401 |
| Regions Bank | 2 | 2400 E Highland Dr, Jonesboro 72401 |
| Cross Bank | 2 | 301 E Drew Ave, Monette 72447 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Craighead County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Arkansas | 3313 E Johnson Ave, Jonesboro 72405 |
| Success | 2704 Fair Park Blvd, Jonesboro 72401 |
| America'S First Network | 2407 Quality Way, Jonesboro 72401 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Craighead County
All Arkansas counties and cities
Frequently asked questions
Are payday loans legal in Craighead County?
Craighead County follows Arkansas law. Payday lending is effectively prohibited in Arkansas by the state constitution.
Are title loans legal in Craighead County?
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Where can I get a small loan in Craighead County?
Options include 53 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Craighead County?
Fill out our short online form from anywhere in Craighead County. We share it with lenders in our network that serve Arkansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Craighead County?
Yes. When an unexpected bill comes up, Craighead County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Where can I get a loan in Craighead County, AR?
You can apply at banks, credit unions and lenders in Craighead County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Arkansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Craighead County?
Yes. You don't need to visit a branch or storefront anywhere in Craighead County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Arkansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Craighead County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Craighead County residents can start any time, and it takes about 3 minutes.