Loans in Crittenden County, AR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Crittenden County, AR.
The median household in Crittenden County earns $55,358 a year, 9% below the Arkansas median of $60,773. About 21% of residents live below the federal poverty line, and 42.6% of households rent their home. 11.7% of households have no home internet; our form works on any phone.
What you need for a personal loan in Crittenden County
Most Crittenden County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Crittenden County
What Crittenden County borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Crittenden County
Payday Loans Not available
Payday lending is effectively prohibited in Arkansas by the state constitution.
Personal Loans
17% a year maximum for non-bank lenders, set by the state constitution.
Title Loans Not available
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Banks and credit unions in Crittenden County
Banks with branches in Crittenden County
16 FDIC-insured bank branches from 8 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Fidelity Bank | 4 | 330 W Broadway St, West Memphis 72301 |
| Regions Bank | 3 | 231 E Broadway St, West Memphis 72301 |
| Evolve Bank & Trust | 2 | 301 Shoppingway Blvd, West Memphis 72301 |
| First National Bank of Eastern Arkansas | 2 | 1146 Barton St, Earle 72331 |
| Southern Bancorp Bank | 2 | 1103 N Missouri St, West Memphis 72301 |
| Truist Bank | 1 | 125 W Broadway, West Memphis 72301 |
| Partners Bank | 1 | 2770 State Highway 77 S, Marion 72364 |
| FSNB, National Association | 1 | 798 W Service Rd, West Memphis 72301 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Crittenden County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Hope | 1114 N Missouri St, West Memphis 72301 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Crittenden County
All Arkansas counties and cities
Frequently asked questions
Are payday loans legal in Crittenden County?
Crittenden County follows Arkansas law. Payday lending is effectively prohibited in Arkansas by the state constitution.
Are title loans legal in Crittenden County?
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Where can I get a small loan in Crittenden County?
Options include 16 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Crittenden County?
Fill out our short online form from anywhere in Crittenden County. We share it with lenders in our network that serve Arkansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Crittenden County with bad credit?
Yes, many lenders in our network work with Crittenden County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Crittenden County, AR?
You can apply at banks, credit unions and lenders in Crittenden County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Arkansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Crittenden County?
Yes. You don't need to visit a branch or storefront anywhere in Crittenden County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Arkansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Crittenden County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Crittenden County residents can start any time, and it takes about 3 minutes.