Loans in Drew County, AR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Drew County, AR.
The median household in Drew County earns $42,824 a year, 30% below the Arkansas median of $60,773. About 22% of residents live below the federal poverty line, and 36.3% of households rent their home. 14.5% of households have no home internet; our form works on any phone.
What you need for a personal loan in Drew County
Here's what to have on hand before you start your personal loan request in Drew County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Drew County
What Drew County borrowers use it for
the fastest options online
Holiday expensesgifts and travel without maxing a card
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Drew County
Payday Loans Not available
Payday lending is effectively prohibited in Arkansas by the state constitution.
Personal Loans
17% a year maximum for non-bank lenders, set by the state constitution.
Title Loans Not available
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Banks and credit unions in Drew County
Banks with branches in Drew County
9 FDIC-insured bank branches from 4 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Commercial Bank & Trust Company | 4 | 212 W Gaines St, Monticello 71655 |
| Union Bank & Trust Company | 3 | 102 W Mccloy St, Monticello 71655 |
| Simmons Bank | 1 | 473 Highway 425 N, Monticello 71655 |
| The Citizens Bank | 1 | 236 Highway 425 N, Monticello 71655 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Drew County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Arkansas Superior | 1090 Old Warren Rd, Monticello 71655 |
Source: NCUA credit union branch data, June 30, 2026.
All Arkansas counties and cities
Frequently asked questions
Are payday loans legal in Drew County?
Drew County follows Arkansas law. Payday lending is effectively prohibited in Arkansas by the state constitution.
Are title loans legal in Drew County?
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Where can I get a small loan in Drew County?
Options include 9 bank and 1 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Drew County?
Fill out our short online form from anywhere in Drew County. We share it with lenders in our network that serve Arkansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Drew County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Drew County residents can start any time, and it takes about 3 minutes.
Can I apply for a loan online in Drew County?
Yes. You don't need to visit a branch or storefront anywhere in Drew County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Arkansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Drew County, AR?
You can apply at banks, credit unions and lenders in Drew County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Arkansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Drew County with bad credit?
Yes, many lenders in our network work with Drew County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.