Loans in Faulkner County, AR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Faulkner County, AR.
The median household in Faulkner County earns $67,289 a year, 11% above the Arkansas median of $60,773. About 14% of residents live below the federal poverty line, and 37.7% of households rent their home.
What you need for a personal loan in Faulkner County
Here's what to have on hand before you start your personal loan request in Faulkner County:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Faulkner County
What Faulkner County borrowers use it for
pay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Rent duecover a short gap before payday
Emergencieshandle the unexpected the same week
Loans for your situation
Which loans are available in Faulkner County
Payday Loans Not available
Payday lending is effectively prohibited in Arkansas by the state constitution.
Personal Loans
17% a year maximum for non-bank lenders, set by the state constitution.
Title Loans Not available
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Banks and credit unions in Faulkner County
Banks with branches in Faulkner County
49 FDIC-insured bank branches from 18 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Centennial Bank | 11 | 620 Chestnut St, Conway 72032 |
| First Security Bank | 8 | 1001 Front St, Conway 72032 |
| Bank OZK | 4 | 551 Harkrider St, Conway 72032 |
| First Service Bank | 3 | 134 S Broadview St, Greenbrier 72058 |
| First Arkansas Bank and Trust | 3 | 11 N Broadview St, Greenbrier 72058 |
| Arvest Bank | 3 | 621 Oak St, Conway 72032 |
| Bank of England | 3 | 1600 Dave Ward Dr, Conway 72034 |
| Regions Bank | 2 | 1023 Main St, Conway 72032 |
| Simmons Bank | 2 | 600 Salem Rd, Conway 72034 |
| Chambers Bank | 2 | 1900 E Oak St, Conway 72032 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Faulkner County
5 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Truservice Community | 1600 Washington Ave, Conway 72032 |
| Arkansas | 220 Skyline Dr, Conway 72032 |
| Barksdale | 67 S Broadview St, Greenbrier 72058 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Faulkner County
All Arkansas counties and cities
Frequently asked questions
Are payday loans legal in Faulkner County?
Faulkner County follows Arkansas law. Payday lending is effectively prohibited in Arkansas by the state constitution.
Are title loans legal in Faulkner County?
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Where can I get a small loan in Faulkner County?
Options include 49 bank and 5 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Faulkner County?
Fill out our short online form from anywhere in Faulkner County. We share it with lenders in our network that serve Arkansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Faulkner County, AR?
You can apply at banks, credit unions and lenders in Faulkner County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Arkansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Faulkner County?
Yes. You don't need to visit a branch or storefront anywhere in Faulkner County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Arkansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Faulkner County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Faulkner County residents can start any time, and it takes about 3 minutes.
Can I get a loan in Faulkner County with bad credit?
Yes, many lenders in our network work with Faulkner County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.