Loans in Izard County, AR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Izard County, AR.
The median household in Izard County earns $49,405 a year, 19% below the Arkansas median of $60,773. About 22% of residents live below the federal poverty line, and 24.6% of households rent their home. 12.3% of households have no home internet; our form works on any phone.
What you need for a personal loan in Izard County
Most Izard County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Izard County
What Izard County borrowers use it for
handle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Loans for your situation
Which loans are available in Izard County
Payday Loans Not available
Payday lending is effectively prohibited in Arkansas by the state constitution.
Personal Loans
17% a year maximum for non-bank lenders, set by the state constitution.
Title Loans Not available
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Banks and credit unions in Izard County
Banks with branches in Izard County
9 FDIC-insured bank branches from 3 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| The First National Bank of Izard County | 4 | 2184 Ar 56 Hwy, Calico Rock 72519 |
| The Huntington National Bank | 3 | 121 E Main St, Melbourne 72556 |
| FNBC Bank | 2 | 1069 E Main St, Melbourne 72556 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Izard County. The nearest counties with credit unions:
Credit unions in Baxter County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Baxter | 1900 Highway 201 N, Mountain Home 72653 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Searcy County
1 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Barksdale | 110 Highway 65 S, Marshall 72650 |
Source: NCUA credit union branch data, June 30, 2026.
All Arkansas counties and cities
Frequently asked questions
Are payday loans legal in Izard County?
Izard County follows Arkansas law. Payday lending is effectively prohibited in Arkansas by the state constitution.
Are title loans legal in Izard County?
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Where can I get a small loan in Izard County?
Options include 9 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Izard County?
Fill out our short online form from anywhere in Izard County. We share it with lenders in our network that serve Arkansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Izard County with bad credit?
Yes, many lenders in our network work with Izard County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Izard County, AR?
You can apply at banks, credit unions and lenders in Izard County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Arkansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get an emergency loan in Izard County?
Yes. When an unexpected bill comes up, Izard County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Izard County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Izard County residents can start any time, and it takes about 3 minutes.