Loans in Logan County, AR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Logan County, AR.
The median household in Logan County earns $58,555 a year, about the same as the Arkansas median of $60,773. About 14% of residents live below the federal poverty line, and 21.6% of households rent their home. 17.4% of households have no home internet; our form works on any phone.
What you need for a personal loan in Logan County
Most Logan County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Logan County
What Logan County borrowers use it for
cover a short gap before payday
Need money nowthe fastest options online
Emergencieshandle the unexpected the same week
Moving costsdeposits, trucks and first-week expenses
Loans for your situation
Which loans are available in Logan County
Payday Loans Not available
Payday lending is effectively prohibited in Arkansas by the state constitution.
Personal Loans
17% a year maximum for non-bank lenders, set by the state constitution.
Title Loans Not available
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Banks and credit unions in Logan County
Banks with branches in Logan County
11 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| First Western Bank | 4 | 80 W Main St, Booneville 72927 |
| Union Bank | 3 | 11 E Main St, Paris 72855 |
| Logan County Bank | 2 | 524 Main St, Scranton 72863 |
| Bank OZK | 1 | 1405 E Walnut St, Paris 72855 |
| Farmers Bank & Trust Company | 1 | 205 E Walnut St, Paris 72855 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Logan County
2 credit-union locations from 1 credit unions.
| Credit union | Location |
|---|---|
| Subiaco | 243 Conrad St, Subiaco 72865 |
Source: NCUA credit union branch data, June 30, 2026.
All Arkansas counties and cities
Frequently asked questions
Are payday loans legal in Logan County?
Logan County follows Arkansas law. Payday lending is effectively prohibited in Arkansas by the state constitution.
Are title loans legal in Logan County?
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Where can I get a small loan in Logan County?
Options include 11 bank and 2 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Logan County?
Fill out our short online form from anywhere in Logan County. We share it with lenders in our network that serve Arkansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Logan County?
Yes. When an unexpected bill comes up, Logan County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Logan County with bad credit?
Yes, many lenders in our network work with Logan County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I apply for a loan online in Logan County?
Yes. You don't need to visit a branch or storefront anywhere in Logan County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Arkansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Where can I get a loan in Logan County, AR?
You can apply at banks, credit unions and lenders in Logan County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Arkansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.