Loans in Miller County, AR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Miller County, AR.
The median household in Miller County earns $48,836 a year, 20% below the Arkansas median of $60,773. About 25% of residents live below the federal poverty line, and 35.6% of households rent their home. 10.3% of households have no home internet; our form works on any phone.
What you need for a personal loan in Miller County
Lenders that serve Miller County typically ask for the following:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Miller County
What Miller County borrowers use it for
the fastest options online
Car repairskeep getting to work while the shop fixes it
Medical billspay a doctor, dentist or pharmacy bill now
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Miller County
Payday Loans Not available
Payday lending is effectively prohibited in Arkansas by the state constitution.
Personal Loans
17% a year maximum for non-bank lenders, set by the state constitution.
Title Loans Not available
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Banks and credit unions in Miller County
Banks with branches in Miller County
16 FDIC-insured bank branches from 11 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Commercial National Bank of Texarkana | 4 | 3204 E 9th St, Texarkana 71854 |
| Farmers Bank & Trust Company | 2 | 3601 E 9th St, Texarkana 71854 |
| Texana Bank, National Association | 2 | 502 Arkansas Blvd, Texarkana 71854 |
| The Huntington National Bank | 1 | 2200 N State Line Ave, Texarkana 71854 |
| Regions Bank | 1 | 2800 N State Line Ave, Texarkana 71854 |
| Wells Fargo Bank, National Association | 1 | 1301 Arkansas Blvd, Texarkana 71854 |
| Bank OZK | 1 | 503 Arkansas Blvd, Texarkana 71854 |
| Bank of England | 1 | 216 Olive St, Texarkana 71854 |
| First National Bank Texas | 1 | 133 Arkansas Blvd, Texarkana 71854 |
| First Southern Bank | 1 | 3809 East 9th Street, Texarkana 71854 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Miller County
4 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| Red River Employees | 2345 Trinity Blvd, Texarkana 71854 |
| Mil-Way | 2000 Arkansas Blvd, Texarkana 71854 |
| Domino | 4437 Jefferson Ave, Texarkana 71854 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Miller County
All Arkansas counties and cities
Frequently asked questions
Are payday loans legal in Miller County?
Miller County follows Arkansas law. Payday lending is effectively prohibited in Arkansas by the state constitution.
Are title loans legal in Miller County?
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Where can I get a small loan in Miller County?
Options include 16 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Miller County?
Fill out our short online form from anywhere in Miller County. We share it with lenders in our network that serve Arkansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I apply for a loan online in Miller County?
Yes. You don't need to visit a branch or storefront anywhere in Miller County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve Arkansas. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Miller County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Miller County residents can start any time, and it takes about 3 minutes.
Can I get an emergency loan in Miller County?
Yes. When an unexpected bill comes up, Miller County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Miller County with bad credit?
Yes, many lenders in our network work with Miller County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.