Loans in Pope County, AR: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Pope County, AR.
The median household in Pope County earns $57,344 a year, 6% below the Arkansas median of $60,773. About 17% of residents live below the federal poverty line, and 29.6% of households rent their home. 12.6% of households have no home internet; our form works on any phone.
What you need for a personal loan in Pope County
Most Pope County applicants can finish in one sitting if they have these ready:
- Be 18 or older and a US resident
- Your Social Security number for identity verification
- A steady source of income
- An active checking account in your name
- A working phone number and email address
Popular loan amounts in Pope County
What Pope County borrowers use it for
handle the unexpected the same week
Rent duecover a short gap before payday
Medical billspay a doctor, dentist or pharmacy bill now
Car repairskeep getting to work while the shop fixes it
Loans for your situation
Which loans are available in Pope County
Payday Loans Not available
Payday lending is effectively prohibited in Arkansas by the state constitution.
Personal Loans
17% a year maximum for non-bank lenders, set by the state constitution.
Title Loans Not available
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Banks and credit unions in Pope County
Banks with branches in Pope County
27 FDIC-insured bank branches from 12 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Centennial Bank | 5 | 1222 N Arkansas Ave, Russellville 72801 |
| Chambers Bank | 4 | 110 East D Parkway, Russellville 72801 |
| First State Bank | 3 | 3103 E Main St, Russellville 72802 |
| Arvest Bank | 3 | 121 N Elmira Ave, Russellville 72802 |
| Simmons Bank | 2 | 800 N Arkansas Ave, Russellville 72801 |
| Bank OZK | 2 | 405 W Main St, Russellville 72801 |
| Regions Bank | 2 | 1907 W Main St, Russellville 72801 |
| Union Bank | 2 | 500 West Main, Russellville 72801 |
| FSNB, National Association | 1 | 2409 E Main St, Russellville 72802 |
| Diamond Bank | 1 | 2209 E Parkway Dr, Russellville 72802 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Pope County
4 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Arkansas | 1815 E Main St, Russellville 72801 |
| Telcoe | 1714 E Main St, Russellville 72801 |
| Riverland | 1448 Ar-333, Russellville 72802 |
| Priority | 430 N Hampton Ave, Russellville 72802 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Pope County
All Arkansas counties and cities
Frequently asked questions
Are payday loans legal in Pope County?
Pope County follows Arkansas law. Payday lending is effectively prohibited in Arkansas by the state constitution.
Are title loans legal in Pope County?
The same 17% constitutional cap applies to car-title loans from non-bank lenders.
Where can I get a small loan in Pope County?
Options include 27 bank and 4 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Pope County?
Fill out our short online form from anywhere in Pope County. We share it with lenders in our network that serve Arkansas; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Where can I get a loan in Pope County, AR?
You can apply at banks, credit unions and lenders in Pope County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve Arkansas residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I get a loan in Pope County with bad credit?
Yes, many lenders in our network work with Pope County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Can I get an emergency loan in Pope County?
Yes. When an unexpected bill comes up, Pope County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I get a loan in Pope County on the weekend?
You can submit our online form any day, including weekends and holidays, and some lenders review requests right away. Deposits depend on banking days, so funds requested on a Saturday or Sunday typically arrive the next business day. Submitting early helps you get the first available deposit. Pope County residents can start any time, and it takes about 3 minutes.