Loans in Colusa County, CA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Colusa County, CA.
The median household in Colusa County earns $75,672 a year, 24% below the California median of $99,122. About 11% of residents live below the federal poverty line, and 37.8% of households rent their home. 12.4% of households have no home internet; our form works on any phone.
What you need for a payday loan in Colusa County
Here's what to have on hand before you start your payday loan request in Colusa County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Colusa County
What Colusa County borrowers use it for
deposits, trucks and first-week expenses
Emergencieshandle the unexpected the same week
Medical billspay a doctor, dentist or pharmacy bill now
Holiday expensesgifts and travel without maxing a card
Loans for your situation
Which loans are available in Colusa County
Payday Loans Legal
Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI.
Personal Loans
Under $2,500: tiered 12%-30%/yr.
Title Loans Legal
Car-title loans are legal in California as California Financing Law (CFL) loans.
Banks and credit unions in Colusa County
Banks with branches in Colusa County
6 FDIC-insured bank branches from 5 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Columbia Bank | 2 | 655 Fremont St, Colusa 95932 |
| U.S. Bank National Association | 1 | 780 E St, Williams 95987 |
| First Northern Bank of Dixon | 1 | 558 Market St, Colusa 95932 |
| Wells Fargo Bank, National Association | 1 | 501 Market St, Colusa 95932 |
| Tri Counties Bank | 1 | 600 Market St, Colusa 95932 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
No credit-union branch is listed inside Colusa County. The nearest counties with credit unions:
Credit unions in Lake County
3 credit-union locations from 2 credit unions.
| Credit union | Location |
|---|---|
| Redwood | 16095 Main St, Lower Lake 95457 |
| Community First | 963 11Th St, Lakeport 95453 |
Source: NCUA credit union branch data, June 30, 2026.
Credit unions in Sutter County
5 credit-union locations from 4 credit unions.
| Credit union | Location |
|---|---|
| Schoolsfirst | 1055 Gray Ave, Yuba City 95991 |
| The Golden 1 | 1282 Stabler Ln Ste 640, Yuba City 95993 |
| Operating Engineers Local Union #3 | 468 Century Park Dr Ste B, Yuba City 95991 |
| Sierra Central | 1351 Harter Pkwy, Yuba City 95993 |
Source: NCUA credit union branch data, June 30, 2026.
All California counties and cities
Frequently asked questions
Are payday loans legal in Colusa County?
Colusa County follows California law. Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI.
Are title loans legal in Colusa County?
Car-title loans are legal in California as California Financing Law (CFL) loans.
Where can I get a small loan in Colusa County?
Options include 6 bank locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Colusa County?
Fill out our short online form from anywhere in Colusa County. We share it with lenders in our network that serve California; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get a loan in Colusa County with bad credit?
Yes, many lenders in our network work with Colusa County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Colusa County, CA?
You can apply at banks, credit unions and lenders in Colusa County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve California residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.
Can I apply for a loan online in Colusa County?
Yes. You don't need to visit a branch or storefront anywhere in Colusa County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve California. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get an emergency loan in Colusa County?
Yes. When an unexpected bill comes up, Colusa County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.