Loans in Lassen County, CA: payday, personal & title options
U.S. Census Bureau, ACS 2020–2024 5-year estimates for Lassen County, CA.
The median household in Lassen County earns $67,403 a year, 32% below the California median of $99,122. About 14% of residents live below the federal poverty line, and 31.8% of households rent their home.
What you need for a payday loan in Lassen County
Here's what to have on hand before you start your payday loan request in Lassen County:
- Be 18 or older (19 in some states) and a US resident
- A government-issued photo ID
- A steady source of income — a job, benefits or self-employment
- An active checking account in your name for the deposit
- A working phone number and email address
Popular loan amounts in Lassen County
What Lassen County borrowers use it for
gifts and travel without maxing a card
Need money nowthe fastest options online
Car repairskeep getting to work while the shop fixes it
Rent duecover a short gap before payday
Loans for your situation
Which loans are available in Lassen County
Payday Loans Legal
Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI.
Personal Loans
Under $2,500: tiered 12%-30%/yr.
Title Loans Legal
Car-title loans are legal in California as California Financing Law (CFL) loans.
Banks and credit unions in Lassen County
Banks with branches in Lassen County
2 FDIC-insured bank branches from 2 banks. Many banks offer small-dollar loans or overdraft lines to existing customers.
| Bank | Branches | Example location |
|---|---|---|
| Plumas Bank | 1 | 3000 Riverside Dr, Susanville 96130 |
| U.S. Bank National Association | 1 | 901 Main St, Susanville 96130 |
Source: FDIC BankFind Suite, retrieved Oct 2026.
Credit unions in Lassen County
3 credit-union locations from 3 credit unions.
| Credit union | Location |
|---|---|
| The Golden 1 | 2942 Main St, Susanville 96130 |
| Sierra Central | 3005 Riverside Dr, Susanville 96130 |
| Lassen County | 2605 Riverside Dr, Susanville 96130 |
Source: NCUA credit union branch data, June 30, 2026.
Cities in Lassen County
All California counties and cities
Frequently asked questions
Are payday loans legal in Lassen County?
Lassen County follows California law. Payday loans are legal in California under the California Deferred Deposit Transaction Law (CDDTL), from lenders licensed by the DFPI.
Are title loans legal in Lassen County?
Car-title loans are legal in California as California Financing Law (CFL) loans.
Where can I get a small loan in Lassen County?
Options include 2 bank and 3 credit-union locations in the county, licensed installment lenders, and online lenders you can reach through our short form in about 3 minutes.
How do I get a loan in Lassen County?
Fill out our short online form from anywhere in Lassen County. We share it with lenders in our network that serve California; if one approves you, you review the terms and the money is deposited to your bank account, often the next business day.
Can I get an emergency loan in Lassen County?
Yes. When an unexpected bill comes up, Lassen County residents can request an emergency loan online at any time of day. Our 3-minute form reaches multiple lenders in our network, many decide within minutes, and approved funds are often deposited by the next business day. All credit types are considered, and there's no cost or obligation to see your options.
Can I apply for a loan online in Lassen County?
Yes. You don't need to visit a branch or storefront anywhere in Lassen County. Our secure online form works on your phone or computer, takes about 3 minutes, and connects you with lenders in our network that serve California. If you're approved and accept an offer, funds go directly to your bank account, often by the next business day.
Can I get a loan in Lassen County with bad credit?
Yes, many lenders in our network work with Lassen County residents who have fair, poor or limited credit. They look at your income and ability to repay, not just your score, and some use alternative credit data instead of a traditional hard pull. Approval isn't guaranteed, but checking is free and takes about 3 minutes. Loan amounts range from $100 to $5,000.
Where can I get a loan in Lassen County, CA?
You can apply at banks, credit unions and lenders in Lassen County, or apply online from anywhere in the county. Online requests are often the quickest way to reach several lenders at once. Our free form sends a single request to lenders in our network that serve California residents, and many give a decision within minutes. It takes about 3 minutes to see if you qualify.